Prudential Financial International Businesses — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.04 in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.04 to $0.04. This is a positive signal — lower values indicate better performance for this metric.
An increase in the guaranteed rate may signal competitive pressure or a shift in product strategy, while a decrease reflects management's attempt to mitigate interest rate risk and margin compression.
This metric represents the floor interest rate guaranteed to policyholders on their account balances within internationa...
Similar to 'guaranteed minimum interest rates' or 'crediting rate floors' reported by other global life insurers and annuity providers.
pru_segment_international_businesses_range_of_guaranteed_minimum_crediting_rates| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |