Discontinued — last reported Q4 '25
Variable/ Universal Life — Interest Expense
Prudential Financial Variable/ Universal Life — Interest Expense increased by 2.0% to $152.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.6%, from $140.00M to $152.00M. Over 4 years (FY 2021 to FY 2025), Variable/ Universal Life — Interest Expense shows an upward trend with a 14.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Higher interest expense relative to assets can compress margins, while lower expense may indicate more efficient cost of funds.
Detailed definition
This represents the interest costs incurred on policyholder account balances and other liabilities within the variable a...
Peer comparison
Comparable to interest credited to policyholder accounts at other life insurance and annuity providers.
pru_segment_variable_universal_life_interest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $86.75M | $86.75M | $86.75M | $92.00M | $113.00M | $114.00M | $116.00M | $118.00M | $121.00M | $123.00M | $126.00M | $129.00M | $133.00M | $137.00M | $140.00M | $143.00M | $148.00M | $149.00M | $152.00M |
| QoQ Change | — | +0.0% | +0.0% | +6.1% | +22.8% | +0.9% | +1.8% | +1.7% | +2.5% | +1.7% | +2.4% | +2.4% | +3.1% | +3.0% | +2.2% | +2.1% | +3.5% | +0.7% | +2.0% |
| YoY Change | — | — | — | — | +30.3% | +31.4% | +33.7% | +28.3% | +7.1% | +7.9% | +8.6% | +9.3% | +9.9% | +11.4% | +11.1% | +10.9% | +11.3% | +8.8% | +8.6% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Prudential Financial's variable/ universal life — interest expense?
- Prudential Financial (PRU) reported variable/ universal life — interest expense of $152.00M in Q4 2025.
- How has Prudential Financial's variable/ universal life — interest expense changed year-over-year?
- Prudential Financial's variable/ universal life — interest expense increased by 8.6% year-over-year, from $140.00M to $152.00M.
- What is the long-term trend for Prudential Financial's variable/ universal life — interest expense?
- Over 4 years (2021 to 2025), Prudential Financial's variable/ universal life — interest expense has grown at a 14.3% compound annual growth rate (CAGR), from $347.00M to $592.00M.
- What does variable/ universal life — interest expense mean?
- The interest paid or credited to policyholders on their account balances.