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PayPal Holdings, Inc. PYPL Funds receivable and customer accounts

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Other financials

Income statement

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Revenue$8.4B+7.2%
Operating income$1.5B-2.7%
Net income$1.1B-13.5%
EPS (diluted)$1.21-6.2%

Balance sheet

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Cash & equivalents$22.4B+245%
Total debt$10.1B-17.2%
Total equity$20.0B-1.1%
Total assets$80.5B-0.9%

Cash flow

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Operating cash flow$1.1B-2.2%
CapEx$231.0M+17.9%
Free cash flow$903.0M-6.3%

Valuation

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Market cap$38.09B-46.5%
Enterprise value$25.72B-59.9%
P/E7.5×-7.7×
P/S1.1×-1.1×

Profitability

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Operating margin17.9%0.0pp
Net margin15%+0.7pp
FCF margin16.3%-2.4pp

Returns & leverage

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Return on equity25.1%+2.9pp
Debt / equity0.5×-0.1×
Current ratio1.3×0.0×

Where this comes from

Reported directly by PayPal Holdings, Inc. in its filing.

Tagged under the XBRL concept pypl:FundsReceivableAndCustomerAccounts.

The official record: PayPal Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PayPal Holdings, Inc.'s funds receivable and customer accounts?
PayPal Holdings, Inc. (PYPL) reported funds receivable and customer accounts of $39.5B in Q1 2026.
How has PayPal Holdings, Inc.'s funds receivable and customer accounts changed year-over-year?
PayPal Holdings, Inc.'s funds receivable and customer accounts increased by 0.8% year-over-year, from $39.21B to $39.5B.
What is the long-term trend for PayPal Holdings, Inc.'s funds receivable and customer accounts?
Over 5 years (2020 to 2025), PayPal Holdings, Inc.'s funds receivable and customer accounts has grown at a 2.7% compound annual growth rate (CAGR), from $33.42B to $38.2B.
What does funds receivable and customer accounts mean?
This represents funds due from payment processors, card networks, or banks related to customer transactions that have been initiated but not yet settled. It is a critical operational metric for payment platforms, reflecting the 'float' of money moving through the system. It highlights the company's role as a financial intermediary and the timing differences in global payment networks.