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PayPal Holdings, Inc. PYPL Employer matching contribution, maximum annual contributions per employee

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Other financials

Income statement

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Revenue$8.7B+4.8%
Operating income$1.4B-5.1%
Net income$1.3B+3.9%
EPS (diluted)$1.25-3.1%

Balance sheet

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Cash & equivalents$22.0B+15.8%
Total debt$11.7B-2.4%
Total equity$19.8B-1.9%
Total assets$82.7B+3.7%

Cash flow

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Operating cash flow$2.0B+121%
CapEx$208.0M+1.0%
Free cash flow$1.8B+157%

Valuation

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Market cap$49.51B-23.8%
Enterprise value$39.25B-32.3%
P/E8.9×-3.5×
P/S1.5×-0.6×

Profitability

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Operating margin17.4%-0.7pp
Net margin16.4%0.0pp
FCF margin19.3%+2.9pp

Returns & leverage

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Return on equity27.9%+2.1pp
Debt / equity0.6×0.0×
Current ratio1.3×0.0×

Where this comes from

Reported directly by PayPal Holdings, Inc. in its filing.

Tagged under the XBRL concept pypl:DefinedContributionPlanEmployerMatchingContributionMaximumAnnualContributionsPerEmployeeAmount.

The source filing: PayPal Holdings, Inc.’s 10-K, filed February 3, 2026.

Filed
Feb 3, 2026, 5:04 PM EST
Fiscal year
FY2025
Accession
0001633917-26-000024

Under the terms of the PayPal Holdings, Inc. Deferred Compensation Plan, which also qualifies under Section 401(k) of the Code, participating U.S. employees may contribute up to 50% of their eligible compensation, but not more than statutory limits. Under the PayPal plan, eligible employees received one dollar for each dollar contributed, up to 4% of each employee’s eligible salary, subject to a maximum employer contribution per employee of $14,000 in 2025, $13,800 in 2024, and $13,200 in 2023. Our non-U.S. employees are covered by other savings plans. For the years ended December 31, 2025, 2024, and 2023, the matching contribution expense for our U.S. and international savings plans was approximately $83 million, $74 million, and $80 million, respectively.

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES

FAQ

What is PayPal Holdings, Inc.'s employer matching contribution, maximum annual contributions per employee?
PayPal Holdings, Inc. (PYPL) reported employer matching contribution, maximum annual contributions per employee of $3.5K in Q4 2025.
How has PayPal Holdings, Inc.'s employer matching contribution, maximum annual contributions per employee changed year-over-year?
PayPal Holdings, Inc.'s employer matching contribution, maximum annual contributions per employee increased by 1.4% year-over-year, from $3.45K to $3.5K.
What is the long-term trend for PayPal Holdings, Inc.'s employer matching contribution, maximum annual contributions per employee?
Over 3 years (2022 to 2025), PayPal Holdings, Inc.'s employer matching contribution, maximum annual contributions per employee has grown at a 4.7% compound annual growth rate (CAGR), from $12.2K to $14K.
What does employer matching contribution, maximum annual contributions per employee mean?
The absolute maximum dollar amount or cap that the company will contribute as a match to an individual employee's retirement plan account annually.

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