What is Q2 Holdings's provision for credit losses?

Q2 Holdings (QTWO) reported provision for credit losses of $0 in Q1 2026.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Q2 Holdings QTWO Provision for Credit Losses

Provision for Credit Losses at other companies

Customers BancorpCUBI

$400K-66.7%

International BancsharesIBOC

$3.02M-9.2%

The BancorpTBBK

$27.6M-41.1%

Community Financial SystemCBU

$5.64M-15.8%

Eastern Bankshares, Inc.EBC

$5.76M-12.8%

SoFi Technologies, Inc.SOFI

$8.9M+56.7%

Other financials

Income statement

See full

Revenue$216.5M+14.1%

Gross profit$127.9M+26.7%

Operating income$27.7M+1,165%

Net income$26.6M+460%

EPS (diluted)$0.40+471%

Balance sheet

See full

Cash & equivalents$218.3M-34.3%

Total debt$343.9M+45.3%

Total equity$611.7M+12.1%

Total assets$1.2B-7.7%

Cash flow

See full

Operating cash flow$56.3M+29.4%

CapEx$6.6M+740%

Free cash flow$49.7M+16.3%

Valuation

See full

Market cap$2.71B-39.3%

Enterprise value$2.83B-35.4%

P/E36.7×—

P/S3.3×-2.9×

Profitability

See full

Gross margin55.6%+3.8pp

Operating margin8%+6.1pp

Net margin9%+7.3pp

FCF margin24.5%+2.4pp

Returns & leverage

See full

Return on equity12.8%+10.3pp

Debt / equity0.6×+0.1×

Current ratio0.9×-0.5×

Where this comes from

Reported directly by Q2 Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Q2 Holdings’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Q2 Holdings's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Q2 Holdings's provision for credit losses?: Q2 Holdings (QTWO) reported provision for credit losses of $0 in Q1 2026.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.