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Rhinebeck Bancorp, Inc. RBKB Provision for Credit Losses

Discontinued — last reported Q2 '26

Provision for Credit Losses at other companies

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JPMorgan ChaseJPM
$2.52B-11.7%
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M&T BankMTB
$120M+14.3%
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KeyCorpKEY
$92M-33.3%
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RBB BancorpRBB
-$200K-103%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$153K+1,630%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$84K

Other financials

Income statement

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Revenue$13.4M+2.1%
Net income$2.6M-4.0%
EPS (diluted)$0.24-4.0%

Balance sheet

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Cash & equivalents$304.6M+240%
Total debt$11.3M-8.9%
Total equity$139.6M+8.3%
Total assets$1.5B+15.4%

Cash flow

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Operating cash flow$3.5M-18.4%
CapEx$637.0K+449%
Free cash flow$2.9M-31.3%

Valuation

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Market cap$194.07M+34.1%
P/E19.7×
P/S3.6×-0.7×

Profitability

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Net margin18.4%+12.5pp
FCF margin18%

Returns & leverage

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Return on equity7.3%+5.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Rhinebeck Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Rhinebeck Bancorp, Inc.’s 8-K, filed July 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Rhinebeck Bancorp, Inc.'s provision for credit losses?
Rhinebeck Bancorp, Inc. (RBKB) reported provision for credit losses of -$11K in Q2 2026.
How has Rhinebeck Bancorp, Inc.'s provision for credit losses changed year-over-year?
Rhinebeck Bancorp, Inc.'s provision for credit losses increased by 89.1% year-over-year, from -$101K to -$11K.
What is the long-term trend for Rhinebeck Bancorp, Inc.'s provision for credit losses?
Over 4 years (2021 to 2025), Rhinebeck Bancorp, Inc.'s provision for credit losses has grown at a -18.0% compound annual growth rate (CAGR), from -$3.67M to $1.66M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.