Ready Capital RC Small Business Lending — Interest Expense, Operating

Other segment segments

Similar metrics at other companies

CBANSmall Business Specialty Lending Division — Interest Income Expense Net

$942K+3.5%

CBANSmall Business Specialty Lending Division — Noninterest Expense

$1.55M-15.2%

FSBWHome Lending — Interest Expense Operating

$6M+3.4%

NAVIConsumer Lending — Interest Expense Operating

$181M0.0%

CBANSmall Business Specialty Lending Division — Other Noninterest Expense

$176K-34.1%

FHBCommercial Banking Business — Interest Expense Operating

$15.02M-8.5%

Questions, answered.

What is Ready Capital's small business lending — interest expense, operating?

Ready Capital (RC) reported small business lending — interest expense, operating of $16.16M in Q1 2026.

How has Ready Capital's small business lending — interest expense, operating changed year-over-year?

Ready Capital's small business lending — interest expense, operating decreased by 19.6% year-over-year, from $20.11M to $16.16M.

What is the long-term trend for Ready Capital's small business lending — interest expense, operating?

Over 3 years (2022 to 2025), Ready Capital's small business lending — interest expense, operating has grown at a 42.6% compound annual growth rate (CAGR), from $27.38M to $79.38M.

What does small business lending — interest expense, operating mean?

The costs incurred by the Small Business Lending segment to fund its loan portfolio, including interest paid on debt facilities, securitization vehicles, and other borrowings. This represents the cost of capital required to support the segment's lending operations. It is a critical component in determining the net interest margin.