Contractual service fees, late fees and other ancillary fees included in income
Rocket Companies Contractual service fees, late fees and other ancillary fees included in income decreased by 1.7% to $1.08B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 170.1%, from $401.00M to $1.08B. Over 4 years (FY 2021 to FY 2025), Contractual service fees, late fees and other ancillary fees included in income shows an upward trend with a 15.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates a growing or more profitable servicing portfolio, providing a hedge against the cyclicality of loan origination.
Detailed definition
This represents the recurring revenue generated from servicing mortgage loans, including contractual servicing fees, lat...
Peer comparison
Standard for companies with large mortgage servicing portfolios; comparable to servicing fee income at other financial institutions.
other_contractually_specified_servicing_fees_amountHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $343.35M | $334.35M | $355.88M | $366.21M | $357.58M | $364.21M | $370.63M | $366.39M | $343.59M | $344.06M | $347.96M | $345.75M | $354.68M | $373.80M | $387.78M | $401.00M | $401.28M | $413.14M | $1.10B | $1.08B |
| QoQ Change | — | -2.6% | +6.4% | +2.9% | -2.4% | +1.9% | +1.8% | -1.1% | -6.2% | +0.1% | +1.1% | -0.6% | +2.6% | +5.4% | +3.7% | +3.4% | +0.1% | +3.0% | +166.6% | -1.7% |
| YoY Change | — | — | — | — | +4.1% | +8.9% | +4.1% | +0.0% | -3.9% | -5.5% | -6.1% | -5.6% | +3.2% | +8.6% | +11.4% | +16.0% | +13.1% | +10.5% | +184.1% | +170.1% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Direct to Consumer | $353.30M | $372.36M | $386.33M | $399.55M | $399.99M | $410.83M | $1.10B | $1.08B |
| Partner Network | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total | $354.68M | $373.80M | $387.78M | $401.00M | $401.28M | $413.14M | $1.10B | $1.08B |
Contractual service fees, late fees and other ancillary fees included in income at Other Companies
Frequently Asked Questions
- What is Rocket Companies's contractual service fees, late fees and other ancillary fees included in income?
- Rocket Companies (RKT) reported contractual service fees, late fees and other ancillary fees included in income of $1.08B in Q1 2026.
- How has Rocket Companies's contractual service fees, late fees and other ancillary fees included in income changed year-over-year?
- Rocket Companies's contractual service fees, late fees and other ancillary fees included in income increased by 170.1% year-over-year, from $401.00M to $1.08B.
- What is the long-term trend for Rocket Companies's contractual service fees, late fees and other ancillary fees included in income?
- Over 4 years (2021 to 2025), Rocket Companies's contractual service fees, late fees and other ancillary fees included in income has grown at a 15.0% compound annual growth rate (CAGR), from $1.33B to $2.32B.
- What does contractual service fees, late fees and other ancillary fees included in income mean?
- Recurring income earned from managing and collecting payments on mortgage loans.