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Red River Bancshares, Inc. RRBI Allowance for credit losses

Allowance for credit losses at other companies

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JPMorgan ChaseJPM
$25.93B+2.9%
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Regions FinancialRF
$1.53B-5.3%
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Bank First CorporationBFC
$57.07M+30.4%
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International BancsharesIBOC
$160.44M+1.1%
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Valley National BankVLY
$584.5M+1.1%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$80.2M+109%

Other financials

Income statement

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Revenue$32.9M+10.2%
Net income$12.0M+15.6%
EPS (diluted)$1.81+19.1%

Balance sheet

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Cash & equivalents$210.5M-16.5%
Total debt$1.5M-46.5%
Total equity$373.3M+12.0%
Total assets$3.3B+5.0%

Cash flow

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Operating cash flow$16.9M+21.6%
CapEx$1.9M+655%
Free cash flow$15.0M+9.7%

Valuation

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Market cap$594.33M+57.3%
Enterprise value$385.28M+200%
P/E13.4×+3.0×
P/S4.6×+1.3×

Profitability

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Net margin34.5%+2.4pp
FCF margin33.9%+4.1pp

Returns & leverage

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Return on equity12.6%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Red River Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Red River Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Red River Bancshares, Inc.'s allowance for credit losses?
Red River Bancshares, Inc. (RRBI) reported allowance for credit losses of $24.05M in Q1 2026.
How has Red River Bancshares, Inc.'s allowance for credit losses changed year-over-year?
Red River Bancshares, Inc.'s allowance for credit losses increased by 10.1% year-over-year, from $21.84M to $24.05M.
What is the long-term trend for Red River Bancshares, Inc.'s allowance for credit losses?
Over 5 years (2020 to 2025), Red River Bancshares, Inc.'s allowance for credit losses has grown at a 5.4% compound annual growth rate (CAGR), from $17.95M to $23.4M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.