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Southside Bancshares SBSI Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
1.3%+0.1pp
Bank of America logo
Bank of AmericaBAC
0.9%+0.1pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1%0.0pp
Prosperity Bancshares logo
Prosperity BancsharesPB
1.3%0.0pp
Shore Bancshares logo
Shore BancsharesSHBI
1%+0.2pp

Other financials

Income statement

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Revenue$70.3M+9.7%
Net income$23.3M+8.1%
EPS (diluted)$0.78+9.9%

Balance sheet

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Cash & equivalents$387.5M-10.1%
Total debt$538.2M-31.0%
Total equity$854.9M+4.7%
Total assets$8.8B+5.5%

Cash flow

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Operating cash flow$49.0M+105%
CapEx$4.0M+67.3%
Free cash flow$45.0M+109%

Valuation

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Market cap$1.04B+22.9%
Enterprise value$1.19B-0.4%
P/E14.6×+5.1×
P/S4.3×+1.0×

Profitability

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Net margin29.2%-5.0pp
FCF margin40.7%

Returns & leverage

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Return on equity8.5%-2.5pp
Debt / equity0.6×-0.3×

Where this comes from

Calculated from Southside Bancshares’s reported figures.

Based on trailing twelve months.

The official record: Southside Bancshares’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southside Bancshares's return on assets?
Southside Bancshares (SBSI) reported return on assets of 0.8% in Q1 2026.
How has Southside Bancshares's return on assets changed year-over-year?
Southside Bancshares's return on assets decreased by 21.9% year-over-year, from 1.1% to 0.8%.
What is the long-term trend for Southside Bancshares's return on assets?
Over 5 years (2020 to 2025), Southside Bancshares's return on assets has grown at a -7.4% compound annual growth rate (CAGR), from 1.2% to 0.8%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.