Investing
Net change in loans and leases
Charles Schwab Corporation Net change in loans and leases increased by 37.1% to $4.38B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 136.6%, from $1.85B to $4.38B. Over 3 years (FY 2021 to FY 2025), Net change in loans and leases shows an upward trend with a 5.7% CAGR.
Analysis
StatementCash Flow Statement
SectionInvesting
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
A large negative value indicates aggressive loan growth, while a positive value suggests the loan book is shrinking or repayments are outpacing new originations.
Detailed definition
This metric reflects the net cash impact of loan originations versus principal repayments received from borrowers. For a...
Peer comparison
Highly comparable across commercial and consumer banks.
Metric ID:
cf_net_change_in_loansHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.41B | $2.63B | $3.03B | $2.49B | $2.34B | $823.00M | $135.00M | -$521.00M | $108.00M | $219.00M | $349.00M | $1.41B | $1.18B | $1.85B | $1.93B | $3.30B | $3.20B | $4.38B |
| QoQ Change | — | -22.7% | +14.9% | -17.6% | -6.3% | -64.8% | -83.6% | -485.9% | +120.7% | +102.8% | +59.4% | +302.9% | -16.1% | +56.9% | +4.1% | +71.3% | -3.2% | +37.1% |
| YoY Change | — | — | — | — | -31.4% | -68.7% | -95.5% | -120.9% | -95.4% | -73.4% | +167.0% | >999% | +438.8% | — | +452.4% | +134.9% | +170.8% | +136.6% |
Range-$521.00M – $4.38B
CAGR+6.1%
Avg YoY Growth+170.5%
Median YoY Growth+134.9%
Net change in loans and leases at Other Companies
Frequently Asked Questions
- What is Charles Schwab Corporation's net change in loans and leases?
- Charles Schwab Corporation (SCHW) reported net change in loans and leases of $4.38B in Q4 2025.
- How has Charles Schwab Corporation's net change in loans and leases changed year-over-year?
- Charles Schwab Corporation's net change in loans and leases increased by 136.6% year-over-year, from $1.85B to $4.38B.
- What is the long-term trend for Charles Schwab Corporation's net change in loans and leases?
- Over 3 years (2021 to 2025), Charles Schwab Corporation's net change in loans and leases has grown at a 5.7% compound annual growth rate (CAGR), from $10.85B to $12.81B.
- What does net change in loans and leases mean?
- The net amount of cash lent to customers minus repayments received.