What is Sezzle's cash ratio?

Sezzle (SEZL) reported cash ratio of 1.1× in Q1 2026.

How has Sezzle's cash ratio changed year-over-year?

Sezzle's cash ratio increased by 22.3% year-over-year, from 0.9× to 1.1×.

What is the long-term trend for Sezzle's cash ratio?

Over 5 years (2020 to 2025), Sezzle's cash ratio has grown at a -11.3% compound annual growth rate (CAGR), from 1.3× to 0.7×.

What does cash ratio mean?

Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.

Sezzle SEZL Cash ratio

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Other financials

Income statement

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Revenue$135.5M+29.2%

Operating income$69.0M+38.4%

Net income$51.3M+41.9%

EPS (diluted)$1.47+47.0%

Balance sheet

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Cash & equivalents$120.4M+35.5%

Total debt$792.0K-12.2%

Total equity$196.7M+56.4%

Total assets$454.3M+52.4%

Cash flow

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Operating cash flow$89.0M+69.5%

CapEx$351.0K+1,200%

Free cash flow$88.6M+69.0%

Valuation

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Market cap$5.1B+81.1%

Profitability

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Operating margin40.7%+4.8pp

Net margin30.8%-1.6pp

FCF margin51%+0.3pp

Returns & leverage

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Return on equity92%-45.4pp

Debt / equity0×0.0×

Current ratio3.7×+1.0×

Where this comes from

Calculated from Sezzle’s reported figures.

cash and equivalents/total current liabilities=1.1×

Based on the most recent quarter.

The official record: Sezzle’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sezzle's cash ratio?: Sezzle (SEZL) reported cash ratio of 1.1× in Q1 2026.
How has Sezzle's cash ratio changed year-over-year?: Sezzle's cash ratio increased by 22.3% year-over-year, from 0.9× to 1.1×.
What is the long-term trend for Sezzle's cash ratio?: Over 5 years (2020 to 2025), Sezzle's cash ratio has grown at a -11.3% compound annual growth rate (CAGR), from 1.3× to 0.7×.
What does cash ratio mean?: Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.