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Sezzle SEZL Interest coverage

Interest coverage at other companies

PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
13.4×-0.8×
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
+0.8×
Synchrony Financial logo
Synchrony FinancialSYF
2.2×+0.3×
Shopify logo
ShopifySHOP
1.1×+0.5×
Booking Holdings Inc. logo
Booking Holdings Inc.BKNG
7.4×+2.9×
Shift4 Payments logo
Shift4 PaymentsFOUR
1.7×-1.4×

Other financials

Income statement

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Revenue$135.5M+29.2%
Operating income$69.0M+38.4%
Net income$51.3M+41.9%
EPS (diluted)$1.47+47.0%

Balance sheet

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Cash & equivalents$120.4M+35.5%
Total debt$792.0K-12.2%
Total equity$196.7M+56.4%
Total assets$454.3M+52.4%

Cash flow

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Operating cash flow$89.0M+69.5%
CapEx$351.0K+1,200%
Free cash flow$88.6M+69.0%

Valuation

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Market cap$5.1B+81.1%

Profitability

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Operating margin40.7%+4.8pp
Net margin30.8%-1.6pp
FCF margin51%+0.3pp

Returns & leverage

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Return on equity92%-45.4pp
Debt / equity0.0×
Current ratio3.7×+1.0×

Where this comes from

Calculated from Sezzle’s reported figures.

Based on trailing twelve months.

The official record: Sezzle’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sezzle's interest coverage?
Sezzle (SEZL) reported interest coverage of 13.9× in Q1 2026.
How has Sezzle's interest coverage changed year-over-year?
Sezzle's interest coverage increased by 47.7% year-over-year, from 9.4× to 13.9×.
What is the long-term trend for Sezzle's interest coverage?
Over 5 years (2020 to 2025), Sezzle's interest coverage has grown at a 14.2% compound annual growth rate (CAGR), from -6.5× to 12.6×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.