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Sezzle SEZL Late Payment Fees — Revenue

Other product segments

Consumer Fees
$38.1M+9.8%
Merchant And Partner Income
$27.6M+17.4%

Similar metrics at other companies

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AXPFinancial Service, Other — Late Fee Income Generated by Servicing Financial Assets, Amount
$255M+7.6%
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AXPrepayment penalty fee income
$514K-62.7%
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BPOPCredit Card Fees Excluding Late Fees And Membership Fees — Revenue
$27.53M+6.8%
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ASBPrepayment fees
$0-100%
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HLNEFees receivable
$151.82M-16.3%
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WEXFinance fee revenue — Total revenues (revenues from external customers)
$80.1M+5.8%

Other financials

Income statement

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Revenue$135.5M+29.2%
Operating income$69.0M+38.4%
Net income$51.3M+41.9%
EPS (diluted)$1.47+47.0%

Balance sheet

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Cash & equivalents$120.4M+35.5%
Total debt$792.0K-12.2%
Total equity$196.7M+56.4%
Total assets$454.3M+52.4%

Cash flow

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Operating cash flow$89.0M+69.5%
CapEx$351.0K+1,200%
Free cash flow$88.6M+69.0%

Valuation

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Market cap$5.49B+81.1%

Profitability

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Operating margin40.7%+4.8pp
Net margin30.8%-1.6pp
FCF margin51%+0.3pp

Returns & leverage

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Return on equity92%-45.4pp
Debt / equity0.0×
Current ratio3.7×+1.0×

Where this comes from

Reported directly by Sezzle in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The official record: Sezzle’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sezzle's late payment fees — revenue?
Sezzle (SEZL) reported late payment fees — revenue of $23.1M in Q1 2026.
How has Sezzle's late payment fees — revenue changed year-over-year?
Sezzle's late payment fees — revenue increased by 37.5% year-over-year, from $16.8M to $23.1M.
What is the long-term trend for Sezzle's late payment fees — revenue?
Over 3 years (2022 to 2025), Sezzle's late payment fees — revenue has grown at a 80.7% compound annual growth rate (CAGR), from $12.56M to $74.1M.
What does late payment fees — revenue mean?
This metric represents the revenue generated from fees charged to customers who fail to meet their scheduled installment payment deadlines. It serves as a secondary income stream within a buy-now-pay-later business model and reflects the credit performance and payment behavior of the user base. Monitoring this figure helps investors assess the balance between consumer credit risk and the company's ability to monetize late-stage payment friction.