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Southern First Bancshares SFST Proceeds from borrowings under unsecured revolving credit facility

Proceeds from borrowings under unsecured revolving credit facility at other companies

Independence Realty Trust logo
Independence Realty TrustIRT
$562M+179%
Stag Industrial logo
Stag IndustrialSTAG
$168M-65.6%
SHO
Sunstone Hotel InvestorsSHO
$23M
Southern First Bancshares logo
Southern First BancsharesSFST
$3.75M
Cousins Properties logo
Cousins PropertiesCUZ
$898M+532%
EastGroup Properties logo
EastGroup PropertiesEGP
$111.63M+800%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromUnsecuredLinesOfCredit.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's proceeds from borrowings under unsecured revolving credit facility?
Southern First Bancshares (SFST) reported proceeds from borrowings under unsecured revolving credit facility of $3.75M in Q4 2025.
What does proceeds from borrowings under unsecured revolving credit facility mean?
The cash inflows generated from drawing down on unsecured revolving credit facilities or lines of credit. This represents a source of liquidity for the bank to manage short-term funding needs or support operational activities. It reflects the bank's access to capital markets and its ability to manage leverage.