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Southern First Bancshares SFST Net Interest Income

Discontinued — last reported Q1 '26

Net Interest Income at other companies

Bank of America logo
Bank of AmericaBAC
$15.75B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.1B+5.2%
Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
SouthState logo
SouthStateSSB
$561.61M+3.1%
Southside Bancshares logo
Southside BancsharesSBSI
$57.69M+7.1%
Shore Bancshares logo
Shore BancsharesSHBI
$52.56M+14.5%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's net interest income?
Southern First Bancshares (SFST) reported net interest income of $30.26M in Q1 2026.
How has Southern First Bancshares's net interest income changed year-over-year?
Southern First Bancshares's net interest income increased by 29.4% year-over-year, from $23.38M to $30.26M.
What is the long-term trend for Southern First Bancshares's net interest income?
Over 4 years (2021 to 2025), Southern First Bancshares's net interest income has grown at a 4.6% compound annual growth rate (CAGR), from $87.73M to $104.95M.
What does net interest income mean?
The difference between the interest earned on loans and securities and the interest paid on deposits and borrowings. This is the fundamental measure of a bank's core profitability and its ability to manage the spread between asset yields and funding costs.