What does current period gross writeoffs2025 mean?

The total dollar amount of loans identified as uncollectible and removed from the balance sheet during the 2025 fiscal year. This serves as a primary indicator of credit quality deterioration and the effectiveness of the bank's underwriting standards.

Southern First Bancshares SFST Current Period Gross Writeoffs2025

Current Period Gross Writeoffs2025 at other companies

Morgan StanleyMS

$37M+19.4%

The BancorpTBBK

$52.73M+17.1%

NFB

Northfield BancorpNFBK

$1.5M-51.6%

Trustco Bank CorpTRST

$45K-63.7%

Bank of Marin BancorpBMRC

$7.27M+781%

Western Alliance BancorporationWAL

$209.1M+660%

Other financials

Income statement

See full

Revenue$33.8M+27.6%

Net income$9.9M+87.8%

EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%

Total debt$22.1M-6.3%

Total equity$379.4M+12.4%

Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%

CapEx$280.0K+98.6%

Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%

P/E16×+0.1×

P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp

FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept SFST:CurrentPeriodGrossWriteoffs2025.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's current period gross writeoffs2025?: Southern First Bancshares (SFST) reported current period gross writeoffs2025 of $7.5K in Q4 2025.
What does current period gross writeoffs2025 mean?: The total dollar amount of loans identified as uncollectible and removed from the balance sheet during the 2025 fiscal year. This serves as a primary indicator of credit quality deterioration and the effectiveness of the bank's underwriting standards.