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Southern First Bancshares SFST Interest Expense Time Deposits100000Or More

Interest Expense Time Deposits100000Or More at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
$428.25K+60.4%
Southern First Bancshares logo
Southern First BancsharesSFST
$8.35M-4.0%
Arrow Financial logo
Arrow FinancialAROW
$1.2M-34.0%
Tompkins Financial logo
Tompkins FinancialTMP
$4.48M-0.6%
Central Pacific Financial logo
Central Pacific FinancialCPF
$6.67M-17.8%
Bank of Marin Bancorp logo
Bank of Marin BancorpBMRC
$1.24M-30.6%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseTimeDeposits100000OrMore.

The official record: Southern First Bancshares’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's interest expense time deposits100000or more?
Southern First Bancshares (SFST) reported interest expense time deposits100000or more of $8.35M in Q4 2025.
How has Southern First Bancshares's interest expense time deposits100000or more changed year-over-year?
Southern First Bancshares's interest expense time deposits100000or more decreased by 4.0% year-over-year, from $8.7M to $8.35M.
What is the long-term trend for Southern First Bancshares's interest expense time deposits100000or more?
Over 4 years (2021 to 2025), Southern First Bancshares's interest expense time deposits100000or more has grown at a 155.3% compound annual growth rate (CAGR), from $786K to $33.4M.
What does interest expense time deposits100000or more mean?
The total interest expense incurred on large-denomination time deposits, typically those exceeding a specific regulatory or internal threshold. This metric highlights the bank's cost of funding from institutional or high-balance retail depositors. Monitoring this helps assess the bank's sensitivity to interest rate changes and its reliance on wholesale-like funding sources.