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Southern First Bancshares SFST Total Interest Expense

Total Interest Expense at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$2.39B-7.6%
SouthState logo
SouthStateSSB
$238.52M-3.0%
Southside Bancshares logo
Southside BancsharesSBSI
$36.56M-1.8%
Shore Bancshares logo
Shore BancsharesSHBI
$1.57M+15.2%
Eagle Bancorp logo
Eagle BancorpEGBN
$2.03M0.0%
Bank First Corporation logo
Bank First CorporationBFC
$20.05M+19.0%

Other financials

Income statement

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Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's total interest expense?
Southern First Bancshares (SFST) reported total interest expense of $21.7M in Q1 2026.
How has Southern First Bancshares's total interest expense changed year-over-year?
Southern First Bancshares's total interest expense decreased by 7.9% year-over-year, from $23.57M to $21.7M.
What is the long-term trend for Southern First Bancshares's total interest expense?
Over 4 years (2021 to 2025), Southern First Bancshares's total interest expense has grown at a 122.4% compound annual growth rate (CAGR), from $3.91M to $95.62M.
What does total interest expense mean?
The aggregate cost incurred by the bank for interest-bearing liabilities, including customer deposits, wholesale borrowings, and other debt obligations. This metric is a primary indicator of the bank's cost of funds and its sensitivity to interest rate fluctuations.