Skyward Specialty Insurance Group, Inc. SKWD Short-tail/Monoline Specialty Lines — Year 3

Similar metrics at other companies

WRBShort-tail lines — Average annual percentage payout of incurred claims by age, net of reinsurance, Year 3

6%-0.2pp

ACGLMulti-line and other specialty — Year Three

11%0.0pp

KMPRSpecialty Personal Automobile Insurance—Liability — Year 3

89.6%-0.9pp

SPNTOther Specialties — Year 3

56.1%+29.8pp

ACGLSpecialty — Year Three

14.6%+0.4pp

WRBShort-tail lines — Average annual percentage payout of incurred claims by age, net of reinsurance, Year 2

33.9%+0.3pp

Questions, answered.

What is Skyward Specialty Insurance Group, Inc.'s short-tail/monoline specialty lines — year 3?

Skyward Specialty Insurance Group, Inc. (SKWD) reported short-tail/monoline specialty lines — year 3 of 10.8% in Q4 2025.

What does short-tail/monoline specialty lines — year 3 mean?

This metric tracks the financial performance or claim development data for the third year of an underwriting cycle within the specialty lines segment. It provides a more mature view of the segment's loss experience as the majority of claims are typically reported and settled. This data is critical for validating long-term underwriting profitability and reserve adequacy.