What is Southern Missouri Bancorp's loans held for sale?

Southern Missouri Bancorp (SMBC) reported loans held for sale of $1.03M in Q1 2026.

What does loans held for sale mean?

Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

Southern Missouri Bancorp SMBC Loans held for sale

Loans held for sale at other companies

Commerce BancsharesCBSH

$2.08M-28.0%

U.S. BancorpUSB

$2.93B+67.7%

Regions FinancialRF

$464M+34.5%

Equity BancsharesEQBK

$7.63M+2,158%

Independent Bank CorporationIBCP

$19.75M+110%

Burke & Herbert Financial Services Corp.BHRB

$0-100%

Other financials

Income statement

See full

Revenue$50.2M+8.9%

Net income$17.8M+13.3%

EPS (diluted)$1.60+15.1%

Balance sheet

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Cash & equivalents$93.0M-59.0%

Total debt$6.8M-0.4%

Total equity$573.5M+8.5%

Total assets$5.1B+3.3%

Cash flow

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Operating cash flow$29.0M+20.3%

CapEx$456.0K-66.8%

Free cash flow$28.5M+25.6%

Valuation

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Market cap$819.67M+41.6%

Enterprise value$733.46M+104%

P/E12.2×+1.9×

P/S4.2×+0.9×

Profitability

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Net margin34.3%+2.6pp

FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.2%+1.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TradeAndLoansReceivablesHeldForSaleNetNotPartOfDisposalGroup.

The official record: Southern Missouri Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's loans held for sale?: Southern Missouri Bancorp (SMBC) reported loans held for sale of $1.03M in Q1 2026.
What does loans held for sale mean?: Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.