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Southern Missouri Bancorp SMBC Interest Expense, Subordinated Notes and Debentures

Interest Expense, Subordinated Notes and Debentures at other companies

Equity Bancshares logo
Equity BancsharesEQBK
$1.8M-2.8%
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Five Star BancorpFSBC
$1.16M-0.1%
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Burke & Herbert Financial Services Corp.BHRB
$2.27M-16.9%
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SouthStateSSB
$12.51M0.0%
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Provident Financial ServicesPFS
$8.38M-0.5%

Other financials

Income statement

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Revenue$50.2M+8.9%
Net income$17.8M+13.3%
EPS (diluted)$1.60+15.1%

Balance sheet

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Cash & equivalents$93.0M-59.0%
Total debt$6.8M-0.4%
Total equity$573.5M+8.5%
Total assets$5.1B+3.3%

Cash flow

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Operating cash flow$29.0M+20.3%
CapEx$456.0K-66.8%
Free cash flow$28.5M+25.6%

Valuation

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Market cap$819.67M+41.0%
Enterprise value$733.46M+103%
P/E12.2×+1.8×
P/S4.2×+0.9×

Profitability

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Net margin34.3%+2.6pp
FCF margin45.8%+10.5pp

Returns & leverage

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Return on equity12.2%+1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Southern Missouri Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSubordinatedNotesAndDebentures.

The official record: Southern Missouri Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's interest expense, subordinated notes and debentures?
Southern Missouri Bancorp (SMBC) reported interest expense, subordinated notes and debentures of $362K in Q1 2026.
How has Southern Missouri Bancorp's interest expense, subordinated notes and debentures changed year-over-year?
Southern Missouri Bancorp's interest expense, subordinated notes and debentures decreased by 6.2% year-over-year, from $386K to $362K.
What is the long-term trend for Southern Missouri Bancorp's interest expense, subordinated notes and debentures?
Over 3 years (2022 to 2025), Southern Missouri Bancorp's interest expense, subordinated notes and debentures has grown at a 33.4% compound annual growth rate (CAGR), from $686K to $1.63M.
What does interest expense, subordinated notes and debentures mean?
The interest expense incurred on subordinated debt instruments issued by the bank. Because these notes often qualify as regulatory capital, this expense reflects the cost of maintaining a robust capital structure to support lending activities.