Southern Missouri Bancorp SMBC Ratios & Valuation
| Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 34.3%+2.6pp | 33.9%+3.7pp | 32.9%+3.3pp | 32.1%+1.5pp | 31.7%+0.3pp | |
| Free cash flow margin | 45.8%+10.5pp | 43.7%+9.0pp | 43.7%+9.6pp | 41.2%+4.0pp | 35.3%-6.0pp | |
| Returns | ||||||
| Return on equity | 12.2%+1.0pp | 12.1%+1.5pp | 11.6%+1.3pp | 11.3%+0.6pp | 11.2%-0.2pp | |
| Return on assets | 1.3%+0.2pp | 1.3%+0.2pp | 1.3%+0.2pp | 1.2%+0.1pp | 1.2%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×— | 0×— | 0×— | 0×— | |
| Debt-to-assets | 0×0.0× | 0×— | 0×— | 0×— | 0×— | |
| Valuation | ||||||
| Market capitalization | $819.67M+41.0% | $662.27M+2.4% | $593.44M-6.8% | $604.1M+18.8% | $586.64M+18.8% | |
| Enterprise value | $733.46M+103% | $535.07M— | $476.29M— | $418.23M— | $366.6M— | |
| Price / earnings | 12.2×+1.8× | 10.1×-2.3× | 9.6×-3.3× | 10.3×+0.2× | 10.4×+1.0× | |
| Price / sales | 4.2×+0.9× | 3.4×-0.3× | 3.2×-0.7× | 3.3×+0.2× | 3.3×+0.3× | |
| Price / book | 1.4×+0.3× | 1.2×-0.1× | 1.1×-0.2× | 1.1×+0.1× | 1.1×+0.1× | |
| EV / sales | 3.7×+1.7× | 2.8×— | 2.5×— | 2.3×— | 2.1×— | |
| Free cash flow yield | 11%+0.2pp | 12.7%+3.5pp | 13.8%+4.9pp | 12.5%+0.4pp | 10.7%-3.2pp | |
| Earnings yield | 8.2%-1.5pp | 9.9%+1.8pp | 10.4%+2.6pp | 9.7%-0.2pp | 9.6%-1.0pp | |
| Dividend yield | 1.3%-0.4pp | 1.6%+0.1pp | 1.8%+0.3pp | 1.7%-0.2pp | 1.7%-0.2pp | |
| PEG ratio | 0.6×-0.7× | 0.4×-0.2× | 0.4×-0.4× | 0.6×+0.3× | 1.3×+1.1× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Southern Missouri Bancorp's ratios come from?
- Every ratio is computed from Southern Missouri Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
