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SmartFinancial SMBK Interest Expense, Subordinated Notes and Debentures

Interest Expense, Subordinated Notes and Debentures at other companies

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$2.36M-42.9%

Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSubordinatedNotesAndDebentures.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's interest expense, subordinated notes and debentures?
SmartFinancial (SMBK) reported interest expense, subordinated notes and debentures of $1.86M in Q1 2026.
How has SmartFinancial's interest expense, subordinated notes and debentures changed year-over-year?
SmartFinancial's interest expense, subordinated notes and debentures increased by 154.3% year-over-year, from $733K to $1.86M.
What is the long-term trend for SmartFinancial's interest expense, subordinated notes and debentures?
Over 4 years (2021 to 2025), SmartFinancial's interest expense, subordinated notes and debentures has grown at a 19.3% compound annual growth rate (CAGR), from $2.45M to $4.97M.
What does interest expense, subordinated notes and debentures mean?
Interest expense related to debt instruments that rank below other senior debt in the event of liquidation. These notes are often used to satisfy regulatory capital requirements and provide a layer of protection for depositors. The cost of this debt reflects the market's assessment of the bank's credit risk and capital structure.