Where do SmartFinancial's ratios come from?

Every ratio is computed from SmartFinancial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

SmartFinancial SMBK Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	25.4%+4.1pp	25.1%+4.0pp	23.9%+3.9pp	22.3%+5.4pp	21.3%+3.7pp
Returns
Return on equity	9.9%+2.1pp	9.6%+2.0pp	9%+2.0pp	8.4%+2.8pp	7.8%+2.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$33.19+10.7%	$32.69+12.3%	$31.84+9.6%	$30.75+9.7%	$29.98+8.7%
Valuation
Market capitalization	$790.12M+46.9%	$629.87M+20.1%	$608.14M+23.3%	$556.98M+37.9%	$528.92M+47.8%
Price / earnings	15×+0.8×	12.5×-2.0×	13.1×-1.9×	13.3×-2.4×	13.9×+0.4×
Price / sales	3.8×+0.8×	3.1×+0.1×	3.1×+0.1×	3×+0.3×	3×+0.6×
Price / book	1.4×+0.3×	1.1×+0.1×	1.1×+0.1×	1.1×+0.2×	1×+0.3×
Dividend yield	0.7%-0.3pp	0.9%-0.2pp	0.9%-0.2pp	1%-0.4pp	1%-0.5pp

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Where do SmartFinancial's ratios come from?: Every ratio is computed from SmartFinancial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.