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SmartFinancial SMBK Secured Debt

Secured Debt at other companies

Axos Financial logo
Axos FinancialAX
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Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:SecuredDebt.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's secured debt?
SmartFinancial (SMBK) reported secured debt of $3.18M in Q1 2026.
How has SmartFinancial's secured debt changed year-over-year?
SmartFinancial's secured debt decreased by 58.2% year-over-year, from $7.61M to $3.18M.
What is the long-term trend for SmartFinancial's secured debt?
Over 5 years (2020 to 2025), SmartFinancial's secured debt has grown at a -48.3% compound annual growth rate (CAGR), from $81.2M to $3.01M.
What does secured debt mean?
This represents debt obligations for which the bank has pledged specific assets as collateral to guarantee repayment. It is a common tool for managing liquidity and funding long-term asset growth through wholesale markets. The level of secured debt reflects the bank's leverage strategy and its ability to access capital markets using its balance sheet assets.