Other

Long-term debt, gross

SoFi Technologies, Inc. Long-term debt, gross decreased by 0.2% to $1.83B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 40.4%, from $3.07B to $1.83B. Over 5 years (FY 2020 to FY 2025), Long-term debt, gross shows a downward trend with a -17.6% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLeverage
SignalContext dependent
VolatilityStable
First reportedQ2 2025
Last reportedQ1 2026

How to read this metric

A decrease indicates deleveraging, which generally reduces financial risk, while an increase may signal expansion or acquisition financing.

Detailed definition

This represents the total principal amount of long-term debt obligations carried on the balance sheet, excluding short-t...

Peer comparison

Standard metric for all capital-intensive firms; essential for calculating debt-to-equity and net debt ratios.

Metric ID: other_debt_instrument_carrying_amount

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.34B$2.79B$3.99B$4.96B$3.76B$4.61B$5.52B$6.16B$6.52B$6.27B$5.26B$2.93B$3.14B$3.20B$3.11B$3.07B$3.96B$2.73B$1.83B$1.83B
QoQ Change+19.1%+43.1%+24.2%-24.1%+22.3%+19.9%+11.6%+5.8%-3.8%-16.1%-44.3%+7.2%+2.0%-2.8%-1.5%+29.2%-31.1%-33.0%-0.2%
YoY Change+60.6%+65.0%+38.3%+24.2%+73.1%+36.1%-4.7%-52.4%-51.8%-48.9%-40.8%+4.7%+26.1%-14.7%-41.2%-40.4%
Range$1.83B$6.52B
CAGR-5.1%
Avg YoY Growth+2.1%
Median YoY Growth-0.0%
Current Streak3 quarters decline

Frequently Asked Questions

What is SoFi Technologies, Inc.'s long-term debt, gross?
SoFi Technologies, Inc. (SOFI) reported long-term debt, gross of $1.83B in Q1 2026.
How has SoFi Technologies, Inc.'s long-term debt, gross changed year-over-year?
SoFi Technologies, Inc.'s long-term debt, gross decreased by 40.4% year-over-year, from $3.07B to $1.83B.
What is the long-term trend for SoFi Technologies, Inc.'s long-term debt, gross?
Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s long-term debt, gross has grown at a -17.6% compound annual growth rate (CAGR), from $4.83B to $1.83B.
What does long-term debt, gross mean?
The total amount of long-term debt the company owes to creditors.