What are South Plains Financial, Inc.'s total assets?

South Plains Financial, Inc. (SPFI) holds $4.6B in total assets, up 5.5% year over year.

How much cash does South Plains Financial, Inc. have?

South Plains Financial, Inc. holds $722.0M in cash and equivalents.

Where does South Plains Financial, Inc.'s balance sheet data come from?

Every line is extracted from South Plains Financial, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

South Plains Financial, Inc. SPFI Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$552.44M+53.8%	$359.08M+8.8%	$330.16M+40.6%	$234.88M-51.8%
Prepaid expenses and other current assets	$625K-11.2%	$704K—	——	——
Trading assets	$546K—	——	——	——
Loans held for sale	$9.99M-51.4%	$20.54M+41.7%	$14.5M-52.3%	$30.4M-60.3%
Property and equipment, net	$51.56M-2.6%	$52.95M-3.8%	$55.07M-2.2%	$56.34M-2.4%
Operating lease right-of-use assets	5.7%0.0%	5.6%—	——	——
Goodwill	$19.32M0.0%	$19.32M0.0%	$19.32M-1.0%	$19.51M0.0%
Intangible assets, net	$1.13M-34.1%	$1.72M-29.2%	$2.43M-44.1%	$4.35M-26.2%
Deferred tax assets	$20.43M+4,481%	$446K-97.7%	$19.41M-14.9%	$22.82M+651%
Other non-current assets	$36.05M-15.6%	$42.7M-9.9%	$47.4M-1.6%	$48.18M+79.6%
Available-for-sale securities	$9.99M-98.3%	$577.24M-7.3%	$622.76M-11.3%	$701.71M-3.1%
Total investments	$2.2M-29.0%	$3.1M—	——	——
Gross loans	$3.1B+2.9%	$3.01B+1.3%	$2.97B+9.7%	$2.71B+13.1%
Allowance for credit losses	$45.13M+4.4%	$43.24M+2.1%	$42.36M+7.8%	$39.29M-6.7%
Mortgage servicing rights	$24.04M-8.6%	$26.29M-1.0%	$26.57M-3.3%	$27.47M+39.5%
Total assets	$4.48B+5.9%	$4.23B+0.7%	$4.2B+6.6%	$3.94B+1.1%
Accrued expenses	$52.09M-16.1%	$62.06M+1.1%	$61.36M+5.3%	$58.27M+87.7%
Accrued compensation	$6.04M+2.6%	$5.88M—	——	——
Operating lease liabilities, current	$7.93M-10.9%	$8.91M-7.5%	$9.63M+8.2%	$8.9M—
Accrued interest	$20.93M-3.5%	$21.69M+3.9%	$20.88M+27.1%	$16.43M+18.2%
Deposits	$3.87B+7.0%	$3.62B-0.1%	$3.63B+6.5%	$3.41B+2.0%
Noninterest-bearing deposits	$1.02B+9.4%	$935.51M-4.0%	$974.2M-15.3%	$1.15B+7.4%
Savings deposits	$2.85B+6.2%	$2.69B+1.3%	$2.65B+17.6%	$2.26B-0.6%
Time deposits	$200.6M-3.9%	$208.8M—	——	——
Deferred tax liabilities	$2.16M-34.7%	$3.3M—	——	——
Finance lease liabilities	$0—	$0—	$0—	$0—
Total liabilities	$3.99B+5.1%	$3.79B-0.1%	$3.8B+5.9%	$3.59B+2.7%
Common stock	30M0.0%	30M+82.7%	16.4M-3.6%	17M-4.1%
Additional paid-in capital	$91.07M-6.4%	$97.29M+0.2%	$97.11M-13.9%	$112.83M-15.3%
Retained earnings	$434.2M+12.5%	$385.83M+11.7%	$345.26M+18.1%	$292.26M+20.4%
Accumulated other comprehensive income (loss)	-$47.72M+21.3%	-$60.62M-17.3%	-$51.67M+20.6%	-$65.11M-575%
Total stockholders' equity	$493.84M+12.5%	$438.95M+7.8%	$407.11M+14.0%	$357.01M-12.4%
Total liabilities and stockholders' equity	$4.48B+5.9%	$4.23B+0.7%	$4.2B+6.6%	$3.94B+1.1%
Available-for-Sale Debt Securities - Amortized Cost	$545K—	——	——	——
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	$545K—	——	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$474.71M-5.4%	$501.76M—	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$474.71M-5.4%	$501.76M—	——	——
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$70.05M-4.9%	$73.7M—	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$70.05M-4.9%	$73.7M—	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position	$70.63M-23.0%	$91.78M—	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$474.71M-5.4%	$501.76M—	——	——
AFS and Trading Securities - Unrealized Loss Position Fair Value	$544.76M-5.3%	$575.45M—	——	——
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$70.05M-4.9%	$73.7M—	——	——
Cash, Cash Equivalents, and Marketable Securities	$544.76M-5.3%	$575.45M—	——	——
Equipment Installment Plan Receivables, Gross	$3.14B+2.9%	$3.06B+1.4%	$3.01B+9.7%	$2.75B+12.7%
Interest-bearing deposits in banks and other financial institutions	$494.12M+62.0%	$304.97M+14.1%	$267.34M+54.3%	$173.27M-58.6%
Allowance for Credit Losses on Financing Receivables - Individually Evaluated	$387K-29.9%	$552K—	——	——
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$598K-62.0%	$1.58M—	——	——
Financing Receivables	$3.1B+2.9%	$3.01B+1.3%	$2.97B+9.7%	$2.71B+13.1%
Loans and Lending Commitments	$3.1B+2.9%	$3.01B+1.3%	$2.97B+9.7%	$2.71B+13.1%
Restricted Marketable Securities	$413.7M+33.9%	$309M—	——	——
Subordinated Trading Assets	$14.1M-78.0%	$63.96M+0.3%	$63.78M-16.0%	$75.96M+0.2%
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	$10.08M—	——	——	——
Available-for-Sale Debt Securities - Fair Value (No Single Maturity Date)	$433.16M—	——	——	——
Loans 90+ Days Past Due	$7.07M-68.0%	$22.1M—	——	——
Purchased Credit Deteriorated Loans	$3.1B+2.9%	$3.01B+1.3%	$2.97B+9.7%	$2.71B+13.1%
Deferred Tax Assets and Other Non-Current Assets	$568K+27.4%	$446K—	——	——
Deferred Tax Assets - Loan Loss Reserves	$9.48M+4.4%	$9.08M—	——	——
Foreclosed Assets	$1.75M+230%	$530K-41.9%	$912K+440%	$169K—
Investments - Amortized Cost Basis	$637.58M-4.7%	$669.01M—	——	——
Net Investment in Lease	$6.96M-12.6%	$7.97M—	——	——
Bank Owned Life Insurance	$77.69M+2.2%	$76.05M+2.1%	$74.5M+1.8%	$73.17M+1.7%
Cash and Due from Banks	$58.32M+7.8%	$54.11M-13.9%	$62.82M+2.0%	$61.61M-10.0%
Deferred tax assets	$20.43M-10.5%	$22.84M+17.7%	$19.41M-14.9%	$22.82M+651%
Intangible assets — net	$1.13M-34.1%	$1.72M-29.2%	$2.43M-44.1%	$4.35M-26.2%
Interest-Bearing Deposits in Banks and Other Financial Institutions	$494.12M+62.0%	$304.97M+14.1%	$267.34M+54.3%	$173.27M-58.6%
Operating lease right-of-use assets	$6.96M-12.6%	$7.97M—	——	——
Other Assets	$36.05M-15.6%	$42.7M-9.9%	$47.4M-1.6%	$48.18M+79.6%
Property, plant and equipment at cost	$126.64M+1.5%	$124.75M—	——	——
Fair value of servicing rights	$24.04M-8.6%	$26.29M-1.0%	$26.57M-3.3%	$27.47M—
Operating Lease Right-of-Use Assets in Other Assets	$6.96M-12.6%	$7.97M—	——	——
Time Deposit Maturities - After Year Five	$72K—	——	——	——
Time Deposit Maturities - Year One	$411.97M—	——	——	——
Time Deposit Maturities - Year Two	$11.07M—	——	——	——
Time Deposit Maturities - Year Three	$4.34M—	——	——	——
Time Deposit Maturities - Year Four	$1.78M—	——	——	——
Time Deposit Maturities - Year Five	$2.21M—	——	——	——
Time Deposits Above FDIC Insurance Limit	$200.6M-3.9%	$208.8M—	——	——
Commercial Paper Outstanding	$0-100%	$75M—	——	——
Operating Lease Liability Payments - 2024 (Lessee)	$1.5M—	——	——	——
Operating Lease Liability Payments - 2025 (Lessee)	$1.15M—	——	——	——
Lease Liability Payments - Due Year Two	$1.5M—	——	——	——
Lease Liability Payments - Due Year Three	$1.32M—	——	——	——
Lease Liability Payments - Due Year Four	$1.15M—	——	——	——
Lease Liability Payments - Remainder of Fiscal Year	$1.62M—	——	——	——
Operating Lease Liability Payments Due	$10.1M—	——	——	——
Operating Lease Liability - Undiscounted Excess Amount	$2.17M—	——	——	——
Borrowings at Fair Value	$14.1M-78.0%	$63.96M+0.3%	$63.78M-16.0%	$75.96M+0.2%
Debt Instrument Face Amount	$0—	$0—	——	——
Debt Maturity - 2024	$411.97M—	——	——	——
Debt Maturity - 2025	$2.21M—	——	——	——
Debt Maturity - 2027	$4.34M—	——	——	——
Debt Maturity - 5 to 10 Years	$12.19M—	——	——	——
Debt Maturity - Over 10 Years	$180.95M—	——	——	——
Debt Maturity - Thereafter	$72K—	——	——	——
Junior Subordinated Notes	$46.39M0.0%	$46.39M0.0%	$46.39M0.0%	$46.39M0.0%
Operating Lease Liability Payments - 2026 (Lessee)	$1.32M—	——	——	——
Operating Lease Liability Payments - 2027 (Lessee)	$844K—	——	——	——
Operating Lease Liability Payments - 2028 (Lessee)	$1.15M—	——	——	——
Operating Lease Liability Payments - 2029 (Lessee)	$844K—	——	——	——
Lease Liability Payments - Due After Year Five	$3.67M—	——	——	——
Operating Lease Liability Payments - Thereafter (Lessee)	$3.67M—	——	——	——
Accrued expenses and other liabilities	$52.09M-16.1%	$62.06M+1.1%	$61.36M+5.3%	$58.27M+87.7%
Interest-Bearing Deposit Liabilities	$2.85B+6.2%	$2.69B+1.3%	$2.65B+17.6%	$2.26B-0.6%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$70.39M-23.1%	$91.56M—	——	——
Common Stock Par Value Per Share	$1.000.0%	$1.00—	——	——
Common Stock Shares Issued	16.3M-1.0%	16.5M—	——	——
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$16.29M-1.0%	$16.46M+0.2%	$16.42M-3.6%	$17.03M-4.1%
Investments - Gross Unrealized Losses	$544.76M-5.3%	$575.45M—	——	——
Unrealized Gains on Investments	$595K+59,400%	$1K—	——	——
Unrealized Losses on Investments (Before Tax)	$70.63M-23.0%	$91.78M—	——	——
Nonperforming Loans and Leases Percentage	$598K-62.0%	$1.58M-99.9%	$3.01B+9.7%	$2.75B+12.7%
Components	131—	——	——	——
Cumulative Cost Basis	$637.58M-4.7%	$669.01M—	——	——
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$70.63M-23.0%	$91.78M—	——	——
Gross Unrealized Gains	$595K+59,400%	$1K—	——	——
Total	$637.58M-4.7%	$669.01M—	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$12.84M—	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	$12.19M—	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$10.08M—	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	$9.99M—	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	$180.95M—	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	$158.55M—	——	——	——
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	$433.16M—	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	$545K—	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	$546K—	——	——	——
Available for sale investments	$567.54M-1.7%	$577.24M-7.3%	$622.76M-11.3%	$701.71M-3.1%
Common stock, par value (in dollars per share)	$10.0%	$1—	——	——
Common stock, shares authorized (in shares)	$30M0.0%	$30M—	——	——
Common stock, shares issued (in shares)	$16.29M-1.0%	$16.46M—	——	——
Common Stock, Shares, Outstanding	$16.29M-1.0%	$16.46M—	——	——
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$0—	$0—	——	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$70.39M-23.1%	$91.56M—	——	——
Less than 12 months	$70.05M-4.9%	$73.7M—	——	——
12 months or more	$474.71M-5.4%	$501.76M—	——	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$243K+13.0%	$215K—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$70.63M-23.0%	$91.78M—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$131—	——	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position	$544.76M-5.3%	$575.45M—	——	——
Deferred Tax Liabilities, Gross	$10.72M-13.4%	$12.38M—	——	——
Deferred Tax Assets, Gross	$31.15M-11.6%	$35.22M—	——	——
Deferred Tax Assets Leases	$204K+3.6%	$197K—	——	——
Deferred Tax Assets, Net	$20.43M-10.5%	$22.84M—	——	——
Deferred Tax Assets Nonaccrual Loans	$111K-65.3%	$320K—	——	——
Deferred Tax Assets Other Real Estate Owned	$44K+91.3%	$23K—	——	——
Compensation and benefits	$6.04M+2.6%	$5.88M—	——	——
Deferred Tax Assets Unrealized Gains On Available For Sale Securities	$14.71M-23.7%	$19.27M—	——	——
Federal and state intangible assets	$260K-35.2%	$401K—	——	——
Mortgage servicing rights	$5.05M-8.5%	$5.52M—	——	——
Deferred Tax Liabilities, Other	$2.16M-34.7%	$3.3M—	——	——
Prepaid expenses	$625K-11.2%	$704K—	——	——
Deferred Tax Liabilities, Property, Plant and Equipment	$2.63M+7.0%	$2.46M—	——	——
FHLB advances borrowing capacity	$1.3B+18.2%	$1.1B—	——	——
Federal Home Loan Bank stock, at cost	$2.2M-29.0%	$3.1M—	——	——
Financing Receivable Modifications Amortized Cost Nonaccrual	$4.09M+158%	$1.59M—	——	——
Foreclosed Assets Valuation Allowance	$208K+92.6%	$108K-23.9%	$142K—	$0—
Lessee Operating Lease Lease Not Yet Commenced Number Of Leases	0—	——	——	——
Lessee Operating Lease Liability Payments Due	$10.1M—	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	$2.17M—	——	——	——
Letters of Credit Outstanding, Amount	$0-100%	$75M—	——	——
Amount outstanding under the credit facility	$0—	$0—	——	——
Loans And Leases Receivable Related Parties	$48.9M+10.4%	$44.3M—	——	——
Mortgage Loans Serviced For Others	$1.81B-4.9%	$1.9B—	——	——
Off-Balance-Sheet, Credit Loss, Liability	——	——	——	$580K—
Operating Lease Weighted Average Discount Rate Percent	$0.06+0.2%	$0.06—	——	——
Percentage Of Mortgage Servicing Right Assets To Serviced Mortgage Loans	1.3%-0.1%	1.4%—	——	——
Recorded Value Of Forward Loan Sales Commitments At Inception	$0—	——	——	——
Recorded Value Of Interest Locks At Inception	$0—	——	——	——
Time Deposit Maturities, Year Four	$1.78M—	——	——	——
2027	$411.97M—	——	——	——
Time Deposit Maturities, Year Three	$4.34M—	——	——	——
Time Deposit Maturities, Year Two	$11.07M—	——	——	——
Time Deposits	$431.44M—	——	——	——
Time Deposits, at or Above FDIC Insurance Limit	$200.6M-3.9%	$208.8M—	——	——
Stated Maturities	$386.28M—	——	——	——

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What are South Plains Financial, Inc.'s total assets?: South Plains Financial, Inc. (SPFI) holds $4.6B in total assets, up 5.5% year over year.
How much cash does South Plains Financial, Inc. have?: South Plains Financial, Inc. holds $722.0M in cash and equivalents.
Where does South Plains Financial, Inc.'s balance sheet data come from?: Every line is extracted from South Plains Financial, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.