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South Plains Financial, Inc. SPFI Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$14.17B-0.5%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$365.71B-3.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$10.58B+9.4%
SMB
SmartFinancialSMBK
$951.37M+7.6%
CTB
Community Trust BancorpCTBI
$1.26B+2.2%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$820.4M+43.6%
P/E13.5×+2.3×
P/S3.8×+0.9×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s noninterest-bearing deposits?
South Plains Financial, Inc. (SPFI) reported noninterest-bearing deposits of $1.03B in Q1 2026.
How has South Plains Financial, Inc.'s noninterest-bearing deposits changed year-over-year?
South Plains Financial, Inc.'s noninterest-bearing deposits increased by 7.0% year-over-year, from $966.46M to $1.03B.
What is the long-term trend for South Plains Financial, Inc.'s noninterest-bearing deposits?
Over 5 years (2020 to 2025), South Plains Financial, Inc.'s noninterest-bearing deposits has grown at a 2.2% compound annual growth rate (CAGR), from $917.32M to $1.02B.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, providing the bank with a low-cost source of funding. A higher proportion of these deposits typically enhances the bank's net interest margin by reducing overall interest expense. They are a key indicator of the bank's ability to attract and retain core customer relationships.