SmartFinancial SMBK Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

First HorizonFHN

$15.91B+0.5%

Regions FinancialRF

$40.06B-0.9%

Financial InstitutionsFISI

$953.4M+0.9%

Capital City Bank GroupCCBG

$1.3B-4.7%

First Commonwealth FinancialFCF

$2.37B+4.2%

Trico BancsharesTCBK

$2.56B+0.8%

Questions, answered.

What is SmartFinancial's noninterest-bearing deposits?

SmartFinancial (SMBK) reported noninterest-bearing deposits of $951.37M in Q1 2026.

How has SmartFinancial's noninterest-bearing deposits changed year-over-year?

SmartFinancial's noninterest-bearing deposits increased by 7.6% year-over-year, from $884.29M to $951.37M.

What is the long-term trend for SmartFinancial's noninterest-bearing deposits?

Over 5 years (2020 to 2025), SmartFinancial's noninterest-bearing deposits has grown at a 9.2% compound annual growth rate (CAGR), from $685.96M to $1.06B.

What does noninterest-bearing deposits mean?

These are demand deposit accounts that do not pay interest to the depositor, providing the bank with a low-cost source of funding. A higher proportion of these deposits significantly improves the bank's net interest margin by reducing the overall cost of funds. This metric is a critical measure of the bank's ability to attract and retain core customer relationships.