Skip to content

South Plains Financial, Inc. SPFI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$431.78M+7.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$321.15M+21.0%
SMB
SmartFinancialSMBK
$41.74M+12.0%
CTB
Community Trust BancorpCTBI
$56.47M+18.4%
Southside Bancshares logo
Southside BancsharesSBSI
$56.28M+6.0%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

See full
Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

See full
Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

See full
Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

See full
Market cap$820.4M+43.6%
P/E13.5×+2.3×
P/S3.8×+0.9×

Profitability

See full
Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

See full
Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about South Plains Financial, Inc.'s net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is South Plains Financial, Inc.'s net interest income (after provisions)?
South Plains Financial, Inc. (SPFI) reported net interest income (after provisions) of $42.59M in Q1 2026.
How has South Plains Financial, Inc.'s net interest income (after provisions) changed year-over-year?
South Plains Financial, Inc.'s net interest income (after provisions) increased by 11.8% year-over-year, from $38.11M to $42.59M.
What is the long-term trend for South Plains Financial, Inc.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s net interest income (after provisions) has grown at a 6.9% compound annual growth rate (CAGR), from $123.68M to $161.8M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which represents the estimated cost of future loan defaults. It provides a more accurate view of the bank's profitability after accounting for the inherent credit risk in its loan portfolio.