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South Plains Financial, Inc. SPFI Interest And Fee Income Loans And Leases

Interest And Fee Income Loans And Leases at other companies

First BanCorp logo
First BanCorpFBP
$241.52M+0.1%
BK
BKBK
$1.02B+2.1%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$55.11M+18.0%
SPF
South Plains Financial, Inc.SPFI
$52.68M+4.2%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$38.25M-5.5%
Truist Financial logo
Truist FinancialTFC
$4.6B+2.4%

Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s interest and fee income loans and leases?
South Plains Financial, Inc. (SPFI) reported interest and fee income loans and leases of $52.68M in Q1 2026.
How has South Plains Financial, Inc.'s interest and fee income loans and leases changed year-over-year?
South Plains Financial, Inc.'s interest and fee income loans and leases increased by 4.2% year-over-year, from $50.57M to $52.68M.
What is the long-term trend for South Plains Financial, Inc.'s interest and fee income loans and leases?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s interest and fee income loans and leases has grown at a 15.1% compound annual growth rate (CAGR), from $120.54M to $211.2M.
What does interest and fee income loans and leases mean?
Represents the total interest income and related fees generated from the bank's loan and lease portfolio. This is a primary revenue driver for financial institutions, reflecting the yield earned on credit extended to commercial and retail customers.