What does financing receivable deferred costs net mean?

This represents the net balance of direct costs incurred to originate loans that are deferred and amortized over the life of the related financing receivable. It reflects the accounting treatment of loan origination expenses rather than immediate expensing. Tracking this helps in understanding the bank's loan origination efficiency and the timing of revenue recognition.

SR Bancorp, Inc. SRBK Financing Receivable Deferred Costs Net

Financing Receivable Deferred Costs Net at other companies

USCB Financial Holdings, Inc.USCB

$6.64M-3.1%

National BanksharesNKSH

$674K+5.1%

Great Southern BancorpGSBC

$5.58M-7.7%

Financial InstitutionsFISI

-$31.95M+13.3%

Norwood FinancialNWFL

$2.24B+26.4%

National BanksharesNKSH

$995.39M-0.8%

Other financials

Income statement

See full

Revenue$8.4M+6.4%

Net income$886.0K+65.0%

EPS (diluted)$0.11-8.3%

Balance sheet

See full

Cash & equivalents$63.7M+2.3%

Total debt$53.0M+65.6%

Total equity$184.5M-5.4%

Total assets$1.1B+6.5%

Cash flow

See full

Operating cash flow$2.0M-21.9%

CapEx$133.0K+79.7%

Free cash flow$1.9M-24.9%

Valuation

See full

Market cap$146.31M+22.0%

Enterprise value$135.63M+8.2%

P/E31.6×+8.3×

P/S4.6×—

Profitability

See full

Net margin-27.5%-37.6pp

FCF margin-22.7%—

Returns & leverage

See full

Return on equity2.4%+2.4pp

Debt / equity0.3×+0.1×

Where this comes from

Reported directly by SR Bancorp, Inc. in its filing.

Tagged under the XBRL concept srbk:FinancingReceivableDeferredCostsNet.

The official record: SR Bancorp, Inc.’s 10-K, filed September 29, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is SR Bancorp, Inc.'s financing receivable deferred costs net?: SR Bancorp, Inc. (SRBK) reported financing receivable deferred costs net of $2.29M in Q2 2025.
What does financing receivable deferred costs net mean?: This represents the net balance of direct costs incurred to originate loans that are deferred and amortized over the life of the related financing receivable. It reflects the accounting treatment of loan origination expenses rather than immediate expensing. Tracking this helps in understanding the bank's loan origination efficiency and the timing of revenue recognition.