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National Bankshares NKSH Financing Receivable Deferred Fees And Costs

Financing Receivable Deferred Fees And Costs at other companies

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$6.64M-3.1%
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$2.29M+10.5%
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$5.58M-7.7%
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$2.37M+48.8%
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-$128K+61.1%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept nksh:FinancingReceivableDeferredFeesAndCosts.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's financing receivable deferred fees and costs?
National Bankshares (NKSH) reported financing receivable deferred fees and costs of $674K in Q1 2026.
How has National Bankshares's financing receivable deferred fees and costs changed year-over-year?
National Bankshares's financing receivable deferred fees and costs increased by 5.1% year-over-year, from $641K to $674K.
What is the long-term trend for National Bankshares's financing receivable deferred fees and costs?
Over 2 years (2023 to 2025), National Bankshares's financing receivable deferred fees and costs has grown at a 7.9% compound annual growth rate (CAGR), from $529K to $616K.
What does financing receivable deferred fees and costs mean?
This metric captures the unamortized portion of direct costs and fees associated with originating or acquiring financing receivables. These amounts are deferred and recognized as an adjustment to interest income over the life of the related financial instrument. Tracking these balances provides insight into the institution's accounting treatment of loan origination expenses and fee income recognition.