What is SouthState's fdic special assessment?

SouthState (SSB) reported fdic special assessment of -$958.75K in Q4 2025.

What does fdic special assessment mean?

One-time extra charges from the FDIC to cover industry-wide insurance fund shortfalls.

How do you interpret fdic special assessment?

An increase represents an external regulatory cost burden that is outside the bank's direct control, impacting short-term profitability.

How does fdic special assessment compare across companies?

Industry-wide impact; all peer banks typically report these charges simultaneously during specific regulatory cycles.

SouthState SSB Fdic Special Assessment

Discontinued — last reported Q4 '25

Fdic Special Assessment at other companies

BOK FinancialBOKF

$0-100%

First HorizonFHN

-$2.25M-200%

First HorizonFHN

-$1M-150%

Valley National BankVLY

$1.54M-85.5%

Valley National BankVLY

$10.48M-18.6%

First HorizonFHN

-$2M0.0%

Other financials

Income statement

See full

Revenue$661.7M+4.9%

Net income$225.8M+154%

EPS (diluted)$2.28+162%

Balance sheet

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Cash & equivalents$2.9B-13.1%

Total debt$520.5M+6.6%

Total equity$9.0B+4.7%

Total assets$68.0B+4.4%

Cash flow

See full

Operating cash flow$299.0M+337%

CapEx$16.1M+25.3%

Free cash flow$283.0M+303%

Valuation

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Market cap$9.43B-3.6%

Enterprise value$7.08B+2.0%

P/E10.1×-9.1×

P/S3.5×-1.6×

Profitability

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Net margin34.5%+8.2pp

FCF margin24.1%—

Returns & leverage

See full

Return on equity10.6%+3.4pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept ssb:FdicSpecialAssessment.

The official record: SouthState’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SouthState's fdic special assessment?: SouthState (SSB) reported fdic special assessment of -$958.75K in Q4 2025.
What does fdic special assessment mean?: One-time extra charges from the FDIC to cover industry-wide insurance fund shortfalls.
How do you interpret fdic special assessment?: An increase represents an external regulatory cost burden that is outside the bank's direct control, impacting short-term profitability.
How does fdic special assessment compare across companies?: Industry-wide impact; all peer banks typically report these charges simultaneously during specific regulatory cycles.