Where do Synchrony Financial's ratios come from?

Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Synchrony Financial SYF Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Returns
Return on equity	21.8%+3.2pp	21.3%-1.7pp	21.6%+0.4pp	20.2%-0.5pp	18.6%-2.0pp
Return on assets	3%+0.5pp	3%0.0pp	3%+0.3pp	2.7%+0.1pp	2.4%-0.1pp
Leverage
Debt-to-equity	1×0.0×	0.9×0.0×	0.8×-0.1×	0.9×-0.1×	1×0.0×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Valuation
Market capitalization	$23.64B+14.9%	$30.05B+18.7%	$26.43B+32.7%	$24.64B+29.0%	$20.58B+17.9%
Enterprise value	$19.51B+22.3%	$30.26B+16.1%	$24.62B+39.8%	$21.2B+31.6%	$15.96B+17.7%
Price / earnings	6.6×-0.4×	8.5×+1.2×	7.4×+1.1×	7.5×+1.1×	6.9×+1.0×
Price / book	1.4×+0.2×	1.8×+0.3×	1.5×+0.3×	1.5×+0.2×	1.2×+0.1×
Earnings yield	15.2%+0.8pp	11.8%-2.0pp	13.5%-2.4pp	13.3%-2.4pp	14.4%-2.4pp
Dividend yield	1.8%-0.1pp	1.4%-0.2pp	1.6%-0.4pp	1.7%-0.5pp	1.9%-0.4pp
PEG ratio	0.3×-5.9×	5.6×+5.5×	0.6×+0.4×	0.8×+0.5×	6.2×+5.5×

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Questions, answered.

Where do Synchrony Financial's ratios come from?: Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.