Where do Synchrony Financial's ratios come from?

Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Synchrony Financial SYF Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Returns
Return on equity	81.8%-3.8pp	85.6%+12.7pp	72.9%-31.4pp	104.4%-1.7pp
Return on assets	11.2%+0.3pp	10.9%+1.6pp	9.3%-5.4pp	14.6%+0.1pp
Leverage
Debt-to-equity	3.7×-0.3×	4×-0.5×	4.5×+0.3×	4.1×+0.1×
Debt-to-assets	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Valuation
Market capitalization	$101.71B+24.4%	$81.77B+49.1%	$54.85B-8.9%	$60.23B-40.3%
Enterprise value	$92.03B+25.5%	$73.34B+28.0%	$57.32B-19.0%	$70.78B-36.2%
Price / earnings	30.3×+4.5×	25.8×+3.1×	22.7×+5.5×	17.2×-13.8×
Price / book	6×+0.9×	5.1×+1.1×	4×-0.5×	4.6×-2.7×
Earnings yield	53.1%-9.2pp	62.2%-9.9pp	72.1%-21.8pp	93.9%+39.8pp
Dividend yield	6.6%-1.5pp	8.1%-4.0pp	12.1%-0.2pp	12.3%+4.2pp
PEG ratio	13.1×+11.9×	1.3×—	——	——

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Questions, answered.

Where do Synchrony Financial's ratios come from?: Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.