Where do Synchrony Financial's ratios come from?

Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Synchrony Financial SYF Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Returns
Return on equity	85%+1.3pp	81.8%-3.8pp	83.4%+4.1pp	83.1%+7.3pp	83.6%+10.3pp
Return on assets	11.7%+1.0pp	11.2%+0.3pp	11.1%+1.2pp	10.8%+1.4pp	10.7%+1.5pp
Leverage
Debt-to-equity	3.7×-0.3×	3.7×-0.3×	3.7×-0.4×	3.9×-0.4×	3.9×-0.4×
Debt-to-assets	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Valuation
Market capitalization	$104.77B+23.4%	$101.71B+24.4%	$96.97B+34.3%	$90.45B+39.2%	$84.9B+41.5%
Enterprise value	$95.59B+26.2%	$92.03B+25.5%	$87.84B+35.7%	$80.83B+36.0%	$75.74B+28.5%
Price / earnings	29.9×+3.1×	30.3×+4.5×	29.1×+3.4×	28×+3.3×	26.8×+2.7×
Price / book	6.2×+1.0×	6×+0.9×	5.8×+1.0×	5.5×+1.0×	5.2×+1.0×
Earnings yield	53.9%-5.9pp	53.1%-9.2pp	55.1%-7.6pp	57.5%-8.0pp	59.8%-7.2pp
Dividend yield	6.5%-1.2pp	6.6%-1.5pp	6.7%-2.4pp	7.2%-3.1pp	7.7%-3.4pp
PEG ratio	7.3×+0.5×	13.1×+11.9×	7.7×—	7.3×—	6.8×—

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Questions, answered.

Where do Synchrony Financial's ratios come from?: Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.