What is The Bancorp's fintech loan credit enhancement?

The Bancorp (TBBK) reported fintech loan credit enhancement of $28.84M in Q1 2026.

How has The Bancorp's fintech loan credit enhancement changed year-over-year?

The Bancorp's fintech loan credit enhancement decreased by 37.1% year-over-year, from $45.87M to $28.84M.

What does fintech loan credit enhancement mean?

Represents income or adjustments related to credit protection agreements associated with fintech-originated loan portfolios. This metric reflects the financial impact of risk-sharing arrangements designed to mitigate potential losses on specific lending products.

The Bancorp TBBK Fintech Loan Credit Enhancement

Fintech Loan Credit Enhancement at other companies

KKR & Co.KKR

$49.36B+11.5%

Robinhood Markets, Inc.HOOD

$36M+50.0%

PayPal Holdings, Inc.PYPL

$378M+1.9%

First Busey CorporationBUSE

$0—

RBC BearingsRBC

$275K-8.3%

First Busey CorporationBUSE

$15K+15.4%

Other financials

Income statement

See full

Revenue$161.3M-8.0%

Net income$60.1M+5.1%

EPS (diluted)$1.41+18.5%

Balance sheet

See full

Cash & equivalents$67.2M-93.4%

Total debt$483.6M+3,357%

Total equity$697.0M-16.0%

Total assets$9.9B+5.5%

Cash flow

See full

Operating cash flow$85.2M-9.8%

CapEx$468.0K-38.8%

Free cash flow$84.8M-9.6%

Valuation

See full

Market cap$2.46B-10.7%

Enterprise value$2.88B+75.1%

P/E10.7×-2.0×

P/S3.6×-1.1×

Profitability

See full

Gross margin100%—

Net margin33.5%-3.8pp

FCF margin52.2%+11.7pp

Returns & leverage

See full

Return on equity30.3%+3.8pp

Debt / equity0.7×+0.7×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:FintechLoanCreditEnhancement.

The official record: The Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about The Bancorp's fintech loan credit enhancement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is The Bancorp's fintech loan credit enhancement?: The Bancorp (TBBK) reported fintech loan credit enhancement of $28.84M in Q1 2026.
How has The Bancorp's fintech loan credit enhancement changed year-over-year?: The Bancorp's fintech loan credit enhancement decreased by 37.1% year-over-year, from $45.87M to $28.84M.
What does fintech loan credit enhancement mean?: Represents income or adjustments related to credit protection agreements associated with fintech-originated loan portfolios. This metric reflects the financial impact of risk-sharing arrangements designed to mitigate potential losses on specific lending products.