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The Bancorp TBBK Actuarial Assumption Discount Rate

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Other financials

Income statement

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Revenue$161.3M-8.0%
Net income$60.1M+5.1%
EPS (diluted)$1.41+18.5%

Balance sheet

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Cash & equivalents$67.2M-93.4%
Total debt$483.6M+3,357%
Total equity$697.0M-16.0%
Total assets$9.9B+5.5%

Cash flow

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Operating cash flow$85.2M-9.8%
CapEx$468.0K-38.8%
Free cash flow$84.8M-9.6%

Valuation

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Market cap$2.46B-10.7%
Enterprise value$2.88B+75.1%
P/E10.7×-2.0×
P/S3.6×-1.1×

Profitability

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Gross margin100%
Net margin33.5%-3.8pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity30.3%+3.8pp
Debt / equity0.7×+0.7×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:ActuarialAssumptionDiscountRate.

The official record: The Bancorp’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Bancorp's actuarial assumption discount rate?
The Bancorp (TBBK) reported actuarial assumption discount rate of 4.6% in Q4 2025.
How has The Bancorp's actuarial assumption discount rate changed year-over-year?
The Bancorp's actuarial assumption discount rate decreased by 9.6% year-over-year, from 5.1% to 4.6%.
What is the long-term trend for The Bancorp's actuarial assumption discount rate?
Over 5 years (2020 to 2025), The Bancorp's actuarial assumption discount rate has grown at a 23.8% compound annual growth rate (CAGR), from 1.6% to 4.6%.
What does actuarial assumption discount rate mean?
This is the interest rate used to calculate the present value of future benefit obligations, such as pension or post-retirement liabilities. Changes in this rate significantly impact the reported size of long-term liabilities and the associated periodic expense. It is a key sensitivity metric for understanding the volatility of the company's long-term financial obligations.