What is The Bancorp's limit on loans to one borrower?

The Bancorp (TBBK) reported limit on loans to one borrower of $138.9M in Q4 2025.

What does limit on loans to one borrower mean?

The maximum aggregate dollar amount of credit exposure the institution is permitted to extend to a single borrower or related group of borrowers. This limit is established to mitigate credit concentration risk and ensure portfolio diversification. Monitoring this threshold provides insight into the bank's exposure to idiosyncratic borrower defaults.

The Bancorp TBBK Limit On Loans To One Borrower

Limit On Loans To One Borrower at other companies

U.S. BancorpUSB

10%0.0pp

U.S. BancorpUSB

20%0.0pp

BancFirst CorporationBANF

$40.12M+102%

Blackstone Secured Lending FundBXSL

8+100%

Western Alliance BancorporationWAL

$250K-95.5%

Columbia Financial, Inc.CLBK

$66.06M+111%

Other financials

Income statement

See full

Revenue$161.3M-8.0%

Net income$60.1M+5.1%

EPS (diluted)$1.41+18.5%

Balance sheet

See full

Cash & equivalents$67.2M-93.4%

Total debt$483.6M+3,357%

Total equity$697.0M-16.0%

Total assets$9.9B+5.5%

Cash flow

See full

Operating cash flow$85.2M-9.8%

CapEx$468.0K-38.8%

Free cash flow$84.8M-9.6%

Valuation

See full

Market cap$2.46B-10.7%

Enterprise value$2.88B+75.1%

P/E10.7×-2.0×

P/S3.6×-1.1×

Profitability

See full

Gross margin100%—

Net margin33.5%-3.8pp

FCF margin52.2%+11.7pp

Returns & leverage

See full

Return on equity30.3%+3.8pp

Debt / equity0.7×+0.7×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:LimitOnLoansToOneBorrower.

The official record: The Bancorp’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Bancorp's limit on loans to one borrower?: The Bancorp (TBBK) reported limit on loans to one borrower of $138.9M in Q4 2025.
What does limit on loans to one borrower mean?: The maximum aggregate dollar amount of credit exposure the institution is permitted to extend to a single borrower or related group of borrowers. This limit is established to mitigate credit concentration risk and ensure portfolio diversification. Monitoring this threshold provides insight into the bank's exposure to idiosyncratic borrower defaults.