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The Bancorp TBBK Provision For Credit Losses On Fintech Loans

Provision For Credit Losses On Fintech Loans at other companies

First Busey Corporation logo
First Busey CorporationBUSE
$0
Robinhood Markets, Inc. logo
Robinhood Markets, Inc.HOOD
$36M+50.0%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$7.24M+39.7%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$0
United Community Banks logo
United Community BanksUCB
$10.85M-29.6%
TFI
Triumph FinancialTFIN
-$607K-146%

Other financials

Income statement

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Revenue$161.3M-8.0%
Net income$60.1M+5.1%
EPS (diluted)$1.41+18.5%

Balance sheet

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Cash & equivalents$67.2M-93.4%
Total debt$483.6M+3,357%
Total equity$697.0M-16.0%
Total assets$9.9B+5.5%

Cash flow

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Operating cash flow$85.2M-9.8%
CapEx$468.0K-38.8%
Free cash flow$84.8M-9.6%

Valuation

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Market cap$2.46B-10.7%
Enterprise value$2.88B+75.1%
P/E10.7×-2.0×
P/S3.6×-1.1×

Profitability

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Gross margin100%
Net margin33.5%-3.8pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity30.3%+3.8pp
Debt / equity0.7×+0.7×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:ProvisionForCreditLossesOnFintechLoans.

The official record: The Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Bancorp's provision for credit losses on fintech loans?
The Bancorp (TBBK) reported provision for credit losses on fintech loans of $28.84M in Q1 2026.
How has The Bancorp's provision for credit losses on fintech loans changed year-over-year?
The Bancorp's provision for credit losses on fintech loans decreased by 37.1% year-over-year, from $45.87M to $28.84M.
What does provision for credit losses on fintech loans mean?
An expense charged to earnings to maintain the allowance for credit losses specifically associated with the fintech-originated loan portfolio. This metric highlights the credit risk profile and performance of the company's technology-driven lending partnerships.