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The Bancorp TBBK REBL — Interest Income Expense Net

Other segment segments

Fintech
$33.74M+51.3%
Commercial
$14.98M-6.6%
Institutional Banking
$9.38M-19.2%

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Other financials

Income statement

See full
Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

See full
Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Interest income$2,834$45,103$29,104$32,883$22,125$132,049
Interest allocation63,802(24,265)(18,502)(17,894)(3,141)
Interest expense32,8971,226107,45041,583
Net interest income33,73920,8389,37614,97911,53490,466
Provision for credit losses(1)25,765(294)601,071(513)26,089
Non-interest income(1)67,3662,7727331,92924073,040
Direct non-interest expense:
Salaries and employee benefits4,8751,2037764,67825,89437,426

Item 1. Financial Statements

FAQ

What is The Bancorp's REBL — interest income expense net?
The Bancorp (TBBK) reported REBL — interest income expense net of $20.84M in Q2 2026.
How has The Bancorp's REBL — interest income expense net changed year-over-year?
The Bancorp's REBL — interest income expense net decreased by 18.0% year-over-year, from $25.43M to $20.84M.
What is the long-term trend for The Bancorp's REBL — interest income expense net?
Over 2 years (2022 to 2025), The Bancorp's REBL — interest income expense net has grown at a 69.4% compound annual growth rate (CAGR), from $34.88M to $100.1M.
What does REBL — interest income expense net mean?
This is the net interest spread for the real estate bridge lending segment, calculated as interest income minus the allocated cost of funds. It serves as a primary indicator of the segment's profitability and its ability to price credit risk effectively.

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