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The Bancorp TBBK Institutional Banking — Interest Income Expense Net

Other segment segments

Fintech
$33.74M+51.3%
REBL
$20.84M-18.0%
Commercial
$14.98M-6.6%

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

See full
Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Interest income$2,834$45,103$29,104$32,883$22,125$132,049
Interest allocation63,802(24,265)(18,502)(17,894)(3,141)
Interest expense32,8971,226107,45041,583
Net interest income33,73920,8389,37614,97911,53490,466
Provision for credit losses(1)25,765(294)601,071(513)26,089
Non-interest income(1)67,3662,7727331,92924073,040
Direct non-interest expense:
Salaries and employee benefits4,8751,2037764,67825,89437,426

Item 1. Financial Statements

FAQ

What is The Bancorp's institutional banking — interest income expense net?
The Bancorp (TBBK) reported institutional banking — interest income expense net of $9.38M in Q2 2026.
How has The Bancorp's institutional banking — interest income expense net changed year-over-year?
The Bancorp's institutional banking — interest income expense net decreased by 19.2% year-over-year, from $11.6M to $9.38M.
What is the long-term trend for The Bancorp's institutional banking — interest income expense net?
Over 2 years (2022 to 2025), The Bancorp's institutional banking — interest income expense net has grown at a 204.0% compound annual growth rate (CAGR), from $5.13M to $47.4M.
What does institutional banking — interest income expense net mean?
Calculated as the difference between interest and dividend income and interest expenses for the institutional banking segment. This represents the net interest margin contribution of the segment, indicating its core profitability from lending and investment activities.

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