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Texas Community Bancshares, Inc. TCBS Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Southside Bancshares logo
Southside BancsharesSBSI
$56.28M+6.0%
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Prosperity BancsharesPB
$321.15M+21.0%
Magyar Bancorp logo
Magyar BancorpMGYR
$8.98M+13.5%
FDS
Fifth District BancorpFDSB
$3.55M+20.8%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$49.26M-0.9%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$4.1M+8.9%
Net income$836.0K+30.0%
EPS (diluted)$0.31+40.9%

Balance sheet

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Cash & equivalents$6.5M-45.4%
Total debt$13.6M+232%
Total equity$54.2M+2.8%
Total assets$430.4M-2.7%

Cash flow

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Operating cash flow$1.6M+205%
CapEx$1.8M+6,279%
Free cash flow-$178.0K+88.6%

Valuation

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Market cap$50.78M+3.7%
P/E16.7×
P/S-0.2×

Profitability

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Net margin18.1%
FCF margin14.1%+11.9pp

Returns & leverage

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Return on equity5.7%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Texas Community Bancshares, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s net interest income (after provisions)?
Texas Community Bancshares, Inc. (TCBS) reported net interest income (after provisions) of $3.43M in Q1 2026.
How has Texas Community Bancshares, Inc.'s net interest income (after provisions) changed year-over-year?
Texas Community Bancshares, Inc.'s net interest income (after provisions) increased by 6.5% year-over-year, from $3.22M to $3.43M.
What is the long-term trend for Texas Community Bancshares, Inc.'s net interest income (after provisions)?
Over 3 years (2021 to 2025), Texas Community Bancshares, Inc.'s net interest income (after provisions) has grown at a 14.3% compound annual growth rate (CAGR), from $8.37M to $12.48M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for loan and lease losses, which reflects management's estimate of potential credit defaults. This metric provides a more accurate view of the bank's net earnings capacity after accounting for expected credit risk.