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Fifth District Bancorp FDSB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$151.3K-2.3%
Net income$387.0K+396%
EPS (diluted)$0.08+300%

Balance sheet

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Cash & equivalents$23.3M-22.6%
Total debt$4.0M
Total equity$129.3M+1.6%
Total assets$535.7M+0.9%

Cash flow

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Operating cash flow$1.0M+26.0%
CapEx$301.0K+419%
Free cash flow$736.0K-3.8%

Valuation

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Market cap$85.45M+24.5%
P/E19.4×
P/S141.2×+24.3×

Profitability

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Net margin675.7%
FCF margin67.2%

Returns & leverage

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Return on equity3.4%
Debt / equity0.1×

Where this comes from

Reported directly by Fifth District Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Fifth District Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fifth District Bancorp's net interest income (after provisions)?
Fifth District Bancorp (FDSB) reported net interest income (after provisions) of $3.55M in Q1 2026.
How has Fifth District Bancorp's net interest income (after provisions) changed year-over-year?
Fifth District Bancorp's net interest income (after provisions) increased by 20.8% year-over-year, from $2.94M to $3.55M.
What is the long-term trend for Fifth District Bancorp's net interest income (after provisions)?
Over 2 years (2023 to 2025), Fifth District Bancorp's net interest income (after provisions) has grown at a 11.2% compound annual growth rate (CAGR), from $10.37M to $12.84M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's profitability after accounting for the inherent risk in its loan portfolio. This is a key indicator of the quality and sustainability of earnings.