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Third Coast Bancshares, Inc. TCBX Q4 2024 Annual earnings

Reported January 22, 2025 · After market close

Revenue$46.1MBeat by $2.2M

EPS$0.79Beat by $0.11

Revenue estimate$43.9M

EPS estimate$0.68

Next report

Oct 28, 2026 (in 3 months)

Revenue estimate$66.4M

EPS estimate$0.97

Financials

Q4 2024

Income statement

Revenue$46.3M+17.3%

Net income$13.7M+41.7%

EPS (diluted)$0.79+38.6%

Balance sheet

Cash & equivalents$371.2M+25.0%

Total debt$20.9M-6.2%

Total assets$4.9B+12.4%

Cash flow

CapEx$595.0K+41.0%

Valuation & ratios

Valuation

as of 12/31/24

Market cap$464.41M+71.8%

Enterprise value$114.15M+2,723%

P/E9.7×+1.6×

P/S2.7×+0.9×

Profitability

Net margin27.8%+5.2pp

Versus estimates

Revenue

Q2 2026$68.0MBeat by $5.2M Q1 2026$57.7MMiss by $318.7K Q4 2025$56.5MBeat by $3.4M Q3 2025$54.5MBeat by $2.8M Q2 2025$51.6MBeat by $3.4M Q1 2025$45.9MMiss by $1.5M

Diluted EPS

Q2 2026$1.08Beat by $0.18 Q1 2026$0.88Beat by $0.04 Q4 2025$1.02Beat by $0.12 Q3 2025$1.03Beat by $0.23 Q2 2025$0.96Beat by $0.21 Q1 2025$0.78Beat by $0.08

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Questions, answered.

When did Third Coast Bancshares, Inc. report Q4 2024 earnings?: Third Coast Bancshares, Inc. (TCBX) reported Q4 2024 earnings on January 22, 2025 after market close.
What were Third Coast Bancshares, Inc.'s Q4 2024 revenue and EPS?: Third Coast Bancshares, Inc. reported revenue of $46.1M and eps of $0.79 for Q4 2024.
Did Third Coast Bancshares, Inc. beat estimates in Q4 2024?: Revenue beat the consensus estimate of $43.9M by $2.2M. EPS beat the consensus estimate of $0.68 by $0.11.
Where can I find Third Coast Bancshares, Inc.'s Q4 2024 SEC filings?: You can read the 10-K periodic report (0000950170-25-033724) directly on SEC EDGAR. The filing index links above go to sec.gov.