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Third Coast Bancshares, Inc. TCBX Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
-$3.77M+62.1%
CTB
Community Trust BancorpCTBI
-$539K+7.7%
Shore Bancshares logo
Shore BancsharesSHBI
$69K+292%
Center Bancorp logo
Center BancorpCNOB
$224K+221%
SBC
Seacoast Banking Corporation of FloridaSBCF
$4.51M+458%
City Holding Company logo
City Holding CompanyCHCO
-$1.72M+23.3%

Other financials

Income statement

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Revenue$57.7M+25.6%
Net income$16.4M+20.5%
EPS (diluted)$0.88+12.8%

Balance sheet

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Cash & equivalents$425.2M+94.2%
Total debt$18.7M-8.6%
Total assets$6.6B+34.4%

Cash flow

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Operating cash flow-$38.7M-469%
CapEx$14.1M+2,783%
Free cash flow-$52.8M-629%

Valuation

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Market cap$669.49M+57.7%
Enterprise value$262.99M+16.4%
P/E9.7×+1.4×
P/S+0.6×

Profitability

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Net margin31.3%+2.5pp
FCF margin-6.6%

Where this comes from

Reported directly by Third Coast Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Third Coast Bancshares, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Third Coast Bancshares, Inc.'s accretion (amortization) of discounts and premiums, investments?
Third Coast Bancshares, Inc. (TCBX) reported accretion (amortization) of discounts and premiums, investments of $527K in Q1 2026.
How has Third Coast Bancshares, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
Third Coast Bancshares, Inc.'s accretion (amortization) of discounts and premiums, investments increased by 242.2% year-over-year, from $154K to $527K.
What is the long-term trend for Third Coast Bancshares, Inc.'s accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Third Coast Bancshares, Inc.'s accretion (amortization) of discounts and premiums, investments has grown at a 188.6% compound annual growth rate (CAGR), from -$34K to $2.36M.
What does accretion (amortization) of discounts and premiums, investments mean?
Captures the periodic adjustment of the carrying value of investment securities to reflect the amortization of premiums or the accretion of discounts over the life of the instrument. This process aligns the interest income recognized on the income statement with the effective yield of the securities. It is essential for understanding the true interest income generated by the bank's investment portfolio.