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Tompkins Financial TMP Prepaid pension

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Other financials

Income statement

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Revenue$87.1M+5.4%
Net income$29.3M+36.5%
EPS (diluted)$2.04+36.0%

Balance sheet

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Cash & equivalents$147.8M-30.5%
Total debt$122.1M-71.4%
Total equity$959.9M+26.0%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.42B+55.2%
P/E8.1×-3.4×
P/S3.1×+0.3×

Profitability

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Net margin38.7%+13.7pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity20.4%+9.3pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept tmp:DeferredTaxLiabilitiesPrepaidPension.

The source filing: Tompkins Financial’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 12:46 PM EST
Fiscal year
FY2025
Accession
0001005817-26-000027
(In thousands)20252024
Other502753
Total$37,249$38,102
Deferred tax liabilities:
Prepaid pension12,38712,019
Right of use asset6,5846,763
Depreciation2,9263,068
Intangibles1571,675
Leases1,8662,199

Item 8. Financial Statements and Supplementary Data

FAQ

What is Tompkins Financial's prepaid pension?
Tompkins Financial (TMP) reported prepaid pension of $12.39M in Q4 2025.
How has Tompkins Financial's prepaid pension changed year-over-year?
Tompkins Financial's prepaid pension increased by 3.1% year-over-year, from $12.02M to $12.39M.
What is the long-term trend for Tompkins Financial's prepaid pension?
Over 5 years (2020 to 2025), Tompkins Financial's prepaid pension has grown at a 3.9% compound annual growth rate (CAGR), from $10.25M to $12.39M.
What does prepaid pension mean?
Represents the asset created when the fair value of pension plan assets exceeds the projected benefit obligation, resulting in a deferred tax liability. This reflects the tax impact of the company's overfunded status in its defined benefit pension plans. It serves as an indicator of the long-term health and funding efficiency of employee retirement obligations.

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