How much cash does Trustco Bank Corp generate?

Trustco Bank Corp (TRST) generated $68.1M in operating cash flow over the trailing twelve months.

What is Trustco Bank Corp's free cash flow?

After $9.0M of capital expenditures, Trustco Bank Corp's free cash flow was $59.2M over the trailing twelve months, up 41.3% year over year.

Where does Trustco Bank Corp's cash flow data come from?

Every line is extracted from Trustco Bank Corp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Trustco Bank Corp TRST Cash Flow Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Net income	$63.15M+23.9%	$61.14M+25.2%	$56.85M+19.9%	$53.47M+8.7%	$50.98M-3.9%
Depreciation and amortization	$4.91M+6.7%	$4.82M+6.1%	$4.9M+15.5%	$4.73M+12.0%	$4.6M+9.9%
Stock-based compensation	$1.44M+64.4%	$1.27M+76.4%	$1.18M+109%	$1.03M+149%	$874K+240%
Deferred income taxes	$770K—	$4.13M—	$3.79M—	——	——
Gain (loss) on sale of assets	——	——	——	——	——
Provision for credit losses	$2.25M+32.4%	$1.6M-20.0%	$1.6M-45.8%	$1.85M-27.5%	$1.7M+9.7%
Change in accrued liabilities	$838K—	-$4.25M—	——	——	——
Change in other assets	——	——	——	——	——
Other working capital changes	——	——	——	——	——
Change in income taxes payable/receivable	——	——	——	——	——
Non-cash operating lease expense	$6.63M-3.9%	$6.65M-3.6%	$6.91M+2.3%	$6.91M+2.8%	$6.9M+3.1%
Pension and postretirement benefit expense	——	-$7.7M+26.9%	-$8.4M+15.0%	-$9.11M+1.4%	-$9.82M-14.2%
Pension contributions	——	——	——	——	——
Change in accrued investment income	——	——	——	——	-$455K-116%
Net cash from operating activities	$68.14M+34.1%	$57.6M-3.1%	$55.47M-11.8%	$59.16M+1.5%	$50.83M-8.0%
Capital expenditures	$8.96M+0.3%	$11.87M+143%	$11.82M+112%	$9.94M+82.0%	$8.93M+65.0%
Purchases of investments	$111.28M+240%	$96.11M+125%	$81.71M+65.5%	$77.54M+124%	$32.68M-5.8%
Proceeds from maturities/sales of investments	$512K+86.2%	$512K-0.8%	$512K+220%	$512K+523%	$275K+493%
Net change in loans and leases	$174.06M+56.8%	$154.2M+57.4%	$120.87M+6.5%	$118.82M-22.9%	$111.02M-46.7%
Net cash from investing activities	-$152.67M—	-$104.67M—	-$61.92M—	——	——
Dividends paid	$27.53M+0.4%	$27.62M+0.8%	$27.37M-0.2%	$27.4M-0.1%	$27.41M+0.1%
Repurchases of common stock	$62.04M+22,017%	$38.13M+10,096%	$16.96M+5,948%	$5.52M+2,852%	$280.5K+200%
Net change in short-term borrowings	$30.66M+353%	$35.27M+938%	$6.3M+154%	-$7.35M+69.4%	-$12.1M+69.7%
Net change in deposits	——	——	——	——	$141.5M—
Net cash from financing activities	——	——	——	——	$101.52M—
Net increase (decrease) in cash	——	——	——	——	$146.45M—
Interest paid	$89.4M-1.6%	$90.61M-0.6%	$91.1M-14.3%	$89.76M+3.3%	$90.88M+33.4%
Income taxes paid	$16.81M+10.2%	$19.08M+108%	$14.65M+10.0%	$12.19M-3.6%	$15.26M-20.1%
Accretion (Amortization) of Discounts and Premiums, Investments	-$808K+22.8%	-$884K+22.3%	-$915K+29.8%	-$987K+32.4%	-$1.05M+35.4%
Depreciation	——	$4.8M+6.7%	$4.73M+7.4%	$4.65M+8.1%	$4.58M+8.9%
Impairment Of Real Estate	——	——	——	$897K—	$417K—
Increase (Decrease) in Accrued Interest Receivable, Net	——	——	——	——	-$455K-116%
Accrued expenses and other liabilities	$838K—	-$4.25M—	——	——	——
Increase (Decrease) in Income Taxes Receivable	——	——	——	——	——
Increase Decrease In Interest Payable Net	——	——	-$11K-101%	$819K-41.5%	-$236K-110%
Increase Decrease In Operating Lease Liabilities	-$7.37M-0.5%	-$7.42M-1.8%	-$7.53M-4.8%	-$7.54M-5.7%	-$7.34M-3.8%
Increase (Decrease) in Other Operating Assets	——	——	——	——	——
Pension and other postretirement plans	——	-$7.7M+26.9%	-$8.4M+15.0%	-$9.11M+1.4%	-$9.82M-14.2%
Operating lease right-of-use asset amortization	$6.63M-3.9%	$6.65M-3.6%	$6.91M+2.3%	$6.91M+2.8%	$6.9M+3.1%
Total provisions for credit losses	$2.25M+32.4%	$1.6M-20.0%	$1.6M-45.8%	$1.85M-27.5%	$1.7M+9.7%
Payments For Proceeds From Loans And Leases	$174.06M+56.8%	$154.2M+57.4%	$120.87M+6.5%	$118.82M-22.9%	$111.02M-46.7%
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$50.06M-29.1%	$70.06M-0.8%	$80.66M+34.4%	$75.66M+37.5%	$70.61M+76.5%
Proceeds from disposal of certain strategic investments	——	$0-100%	$345.75K-66.7%	$691.5K0.0%	$1.04M+200%
Proceeds From Sales And Calls Of Securities Available For Sale	$90.17M+23.5%	$86.02M+26.3%	$68.1M-0.8%	$71.99M+61.7%	$73M+53.1%
Increase (Decrease) in Deposits	——	——	——	——	$141.5M—
Issuance of related party loans	——	$1.3M-63.9%	$1.88M—	$2.45M—	$3.03M—
Proceeds from (Repayments of) Short-Term Debt	$30.66M+353%	$35.27M+938%	$6.3M+154%	-$7.35M+69.4%	-$12.1M+69.7%
Current Income Tax Expense (Benefit)	——	$15.54M+17.5%	$14.96M+6.0%	$14.39M-4.2%	$13.81M-13.3%
Gross realized gains	$0—	$0—	$0—	$0—	——
Provision for credit losses, Held-to-maturity	——	——	——	——	——
Effective Income Tax Rate Reconciliation Nondeductible Expense Share Based Compensation Cost	——	——	——	——	——
Financing Receivable Allowance For Credit Losses Write Offs	$241K—	$320K—	$707K—	$1M—	——
Increase Decrease In Dividends Payable	——	——	$251K—	-$43K—	-$11K—
Interest expense	$89.52M—	$90.44M—	$91.09M—	$90.58M—	——
Labor And Related Expense	$49.06M—	$48.74M—	$48.57M—	$47.97M—	——
Loans And Leases Receivable Related Parties Period Increase Decrease	——	$4.5M—	——	——	——
Noninterest Income	$18.81M—	$18.95M—	$18.92M—	$19.17M—	——
Occupancy and equipment	$18.12M—	$18.13M—	$18.11M—	$17.91M—	——
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, before Tax	——	-$5.71M+41.2%	-$6.71M—	-$7.71M—	-$8.71M—
Other Non Interest Income	$1.62M—	$1.45M—	$1.52M—	$1.53M—	——
Professional services	$6.07M—	$6.27M—	$6.97M—	$7.26M—	——
Leased assets obtained in exchange for operating lease liabilities	$4.97M+124%	$3.66M+22.7%	$4.24M+40.4%	$4.86M+103%	$2.22M-15.4%
Income Taxes Paid, Net	——	$19.08M+108%	$16.6M+42.7%	$14.12M0.0%	$11.63M-29.9%
Free cash flow	$59.18M+41.3%	$45.74M-16.2%	$43.65M-23.9%	$49.22M-6.8%	$41.9M-15.9%
Free cash flow	$59.18M+41.3%	$45.74M-16.2%	$43.65M-23.9%	$49.22M-6.8%	$41.9M-15.9%

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Questions, answered.

How much cash does Trustco Bank Corp generate?: Trustco Bank Corp (TRST) generated $68.1M in operating cash flow over the trailing twelve months.
What is Trustco Bank Corp's free cash flow?: After $9.0M of capital expenditures, Trustco Bank Corp's free cash flow was $59.2M over the trailing twelve months, up 41.3% year over year.
Where does Trustco Bank Corp's cash flow data come from?: Every line is extracted from Trustco Bank Corp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.